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Best Crypto Credit Cards

Back to libraryUnknown authorApr 4, 2026
Best Crypto Credit Cards

Best Crypto Credit Cards

The number of available crypto credit cards has shrunk drastically in recent years. If you want one, your options will be limited.

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Updated · 1 min read Written by  Senior Writer/Spokesperson  more   more  Edited by  Managing Editor  more   more  SOME CARD INFO MAY BE OUTDATED

This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer.

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Among rewards credit cards, the most common incentives remain cash back, points and miles. But since 2020, credit cards that earn cryptocurrency — either through spending or by converting rewards into crypto — have cropped up as card issuers worked to tap into the crypto craze. It hasn't been a smooth path, though. In the wake of the crypto winter of 2022, which saw the collapse of the crypto exchanges FTX and BlockFi, several crypto credit cards disappeared from the market. At one time, our list of the best crypto credit cards contained a half-dozen options. The list is smaller now. But the credit card landscape changes constantly, and as of 2025, crypto-earning credit cards appeared to be mounting a comeback. If you want a crypto-earning credit card, your options are still somewhat limited. But here's where to look.

Gemini Credit Card®

Gemini Credit Card® NerdWallet rating Apply now Apply now Read Review Rewards: Rewards: 4% back on gas and EV charging, transit, taxis and rideshare (on up to $300 in spending per month, then 1% back). 3% back on dining. 2% back on groceries. 1% back on all other purchases. Sign-up bonus: None. Sign-up bonus: None. Annual fee: $0 (rates and fees). Annual fee: How to earn crypto with the card: How to earn crypto with the card The rewards on the Gemini Credit Card® are available in Bitcoin as well as more than 50 other cryptocurrencies on Gemini, a cryptocurrency exchange. Gemini Credit Card®

Coinbase One Card

Rewards: Rewards: The Coinbase One Card's rewards rate depends on the value of the assets you have with Coinbase. 2%: Less than $10,000. 2%: 2.5%: $10,000-$50,000. 2.5%: 3%: $50,000-$200,000. 3%: 4%: More than $200,000. 4%: For the 2.5%, 3% and 4% rates, rewards are capped at $10,000 in purchases per month. After that, the rate drops to 2%. Sign-up bonus: None. Sign-up bonus: Annual fee: $0. However, you must be a Coinbase One member to apply for the card. The cheapest Coinbase One membership costs $4.99 a month or $49.99 a year. Annual fee: How to earn crypto with the card: How to earn crypto with the card: Earning Bitcoin is as seamless as it gets with the Coinbase One card. After each purchase clears, Bitcoin is automatically deposited into the cardholder’s Coinbase account. Ready for a new credit card? Create a NerdWallet account for insight on your credit score and personalized recommendations for the right card for you. GET STARTED

Venmo Credit Card

Venmo Credit Card NerdWallet rating Read Review Rewards: Rewards: 3% cash back in your top spending category for the month (from one of eight possible categories). 2% back in your second-place spending category for the month (from one of the remaining seven possible categories). 1% back on all other purchases, including any purchase that doesn’t fall into one of the spending categories listed below. Sign-up bonus: None. Sign-up bonus: None Annual fee: $0. Annual fee: $0 How to earn crypto with the card: How to earn crypto with the card Cardholders of the Venmo Credit Card can opt to automatically purchase cryptocurrency using cash-back rewards earned from their card, with a feature called Cash Back to Crypto. You can choose from four cryptocurrencies to purchase: Bitcoin, ethereum, litecoin or Bitcoin cash. Users will then be able to choose to sell or hold their crypto through the Venmo app. Venmo Credit Card When you opt to enable the auto-purchase feature of the Cash Back to Crypto option, you won't incur an additional transaction fee. But a cryptocurrency conversion spread will be built into each monthly transaction. That means Venmo will charge a small spread (or margin) between the crypto market price and the current exchange rate. You can change which crypto you want to purchase, and the auto-purchase feature can be turned off at any time.

Crypto.com Visa Signature Card

Rewards: The Crypto.com credit card has five tiers with different rewards rates depending on how much money you’ve locked up in Crypto.com’s exchange or which subscription you choose. (Lockup is a period during which certain tokens or coins can’t be sold, transferred or traded, according to Crypto.com.) Rewards: Midnight. No lockup requirement. Earns an unlimited 1.5% in CRO (Cronos) cryptocurrency. Midnight. Ruby. $500 lockup requirement or $4.99/month subscription. Earns an unlimited 3.5% in CRO.  Ruby.   Jade/Indigo. $5,000 lockup requirement or $29.99/month subscription. Earns an unlimited 4.5% in CRO. Jade/Indigo. Icy/Rose. $50,000 lockup requirement. Earns an unlimited 6% in CRO. Icy/Rose. Obsidian. $500,000 lockup requirement. Earns an unlimited 6% in CRO. Obsidian. Rewards never expire. Sign-up bonus: Offer varies by tier and ranges from $100 to $2,500 worth of CRO. Welcome offer is valid for accounts opened between Sept. 2 and Oct. 31, 2025. Sign-up bonus: Annual fee: $0. Annual fee: How to earn crypto with the card: How to earn crypto with the card All purchases made with the Crypto.com Visa earn rewards paid out in the cryptocurrency CRO. CRO rewards will be deposited into the cardholder’s Crypto Wallet located in the Crypto.com app. CRO may be exchanged for other cryptocurrencies, stocks, NFTs and more.

Discontinued crypto credit cards

BlockFi Rewards Visa® Signature Credit Card: In 2022, BlockFi discontinued the BlockFi credit card, and current cardholders couldn’t use their credit card for purchases. BlockFi Rewards Visa® Signature Credit Card: BlockFi Rewards Visa® Signature Credit Card Upgrade Bitcoin Rewards Visa® Credit Card: Upgrade shuttered its crypto-earning card in 2023.  Upgrade Bitcoin Rewards Visa® Credit Card: Upgrade Bitcoin Rewards Visa® Credit Card

Cards that eliminated cryptocurrency as a redemption option

Brex Card: Rewards can no longer be redeemed for cryptocurrency as of Aug. 31, 2024, according to Brex. Brex Card: Brex Card SoFi Unlimited 2% Credit Card: SoFi eliminated the crypto rewards redemption option on its credit card in early 2023.  SoFi Unlimited 2% Credit Card: SoFi Unlimited 2% Credit Card

Crypto cards that never made it to the market

Abra Crypto Card: The card was promised in 2022 but never materialized.  Abra Crypto Card: Unifi Premier card: This card also had a target launch of 2022. Unifimoney CEO Ben Soppitt said that “credit cards have proven to be very hard to crack for fintech.” Unifi Premier card: Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines. About the author Kimberly Palmer Kimberly is a personal finance expert at NerdWallet. She has been featured on the "Today" show and in The New York Times.  See full bio. Limited Time Only: Earn $1,000 Toward Travel! Capital One Venture Rewards Credit Card Travel NerdWallet rating 4.7 For a limited time, the Capital One Venture Rewards Credit Card is offering new cardholders an especially rich bonus: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel! Read full review

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