Money Brief

Personal finance systems for spending, saving, debt, and investing.

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4 Money Mistakes We Will All Make By the End of The Day

Back to libraryThe Penny HoarderApr 4, 2026
4 Money Mistakes We Will All Make By the End of The Day

by

Editorial team and contributors

ScoreCard Research

Let’s just come right out and say it: We all make mistakes.

Accidentally dyed your whites a startling shade of pink in the washing machine? Check. Set off the fire alarm when you attempted your first home-cooked meal? Of course. Said “thank you” to a waiter when they told you to enjoy your meal? Find us one person who hasn’t done that.

And when it comes to money, we’ve all had our fair share of missteps.

In fact, it seems like we’re all making the same mistakes over and over, a la “Groundhog Day.” But the time has come to break that cycle with these steps:

Oh, to be a millionaire. Look, not all of us have the money to set up trust funds for our loved ones. But you could still give them $1 million — and you don’t even need to have the money in the bank.

A company called Bestow can help you leave your family up to $1.5 million in term life insurance, and it can cost less than your monthly Netflix subscription.

We get it — it’s one more bill, and who has time to sign up? But if you were born after 1966, you can take advantage of Bestow. You don’t even need to leave your house.

We hear people are paying as little as $10 a month.* (But every year you wait, this gets more expensive.)

It takes just minutes to sign up and see how much you can leave your loved ones — even if you don’t have seven figures in your bank account.

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.

If it’s been more than six months since your last car insurance quote, you should look again.

And if you look through a digital marketplace called SmartFinancial, you could be getting rates as low as $22 a month — and saving yourself more than $700 a year.

It takes one minute to get quotes from multiple insurers, so you can see all the best rates side-by-side. Yep — in just one minute you could save yourself $715 this year. That’s some major cash back in your pocket.

So if you haven’t checked car insurance rates in a while, see how much you can save with a new policy.

If you feel like you don’t have enough money to start investing, you’re not alone. But guess what? You really don’t need that much — and you can even get free stocks (worth up to $500!) if you know where to look.

Ready to stop worrying about money?

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