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5 Things to Know About the MINI Credit Card
5 Things to Know About the MINI Credit Card
You'll get fairly broad reward categories and redemption options. Use your points toward cash back, travel, MINI gift cards and merch, as well as loan or lease payments.Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Updated · 1 min read Written by Senior Writer/Spokesperson + more + more Edited by Managing Editor SOME CARD INFO MAY BE OUTDATEDThis page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer.
Like the car it’s named after, the MINI World Mastercard® Credit Card comes with a lot of options. MINI World Mastercard® Credit Card NerdWallet rating Not only can you earn rewards in a variety of ways, but you also have broad redemption possibilities. You can use your rewards toward cash back, travel, MINI gift cards and merchandise, as well as loan or lease payments. The $0-annual-fee card, issued by Elan Financial Services, a division of U.S. Bank, offers a lot of big perks for MINI fans. Here are five things to know about it. $0 » MORE: NerdWallet's best credit cards for car repairs » MORE:1. Its biggest rewards are on MINI-related purchases
Cardholders earn 4 MINI Reward Points per $1 spent on MINI purchases, which include eligible transactions at dealerships (cars, yes, but also accessories and service). Points are worth at least a penny each, though it's possible to boost that value. More on that below. » MORE: 5 things to know about the Toyota Rewards and Lexus Pursuits credit cards » MORE:2. It also rewards gas and restaurant spending
In addition, the card earns: 3 MINI Reward Points per $1 spent on eligible gas station purchases. 2 points per $1 spent on eligible restaurant purchases. 1 point per $1 spent on all other purchases. That's a decent rate of return and is comparable to other cards that reward gas and dining spending. » MORE: NerdWallet's best gas credit cards » MORE:3. It offers flexible, valuable redemption options
MINI Reward Points are worth an industry standard of 1 cent each when you redeem them for cash back, travel, merchandise or a loan or lease payment. But if you redeem them for a MINI Rewards Card, points are worth 25% more (1.25 cents each). MINI Rewards Cards can be used in a variety of ways, including on MINI servicing, accessories and lease end costs. » MORE: 5 things to know about BMW credit cards » MORE:4. There's a modest bonus ...
The card provides the following welcome offer, phrased this way: "Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening." Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening. Given the point values above, that means this sign-up bonus is worth between $50 and $62.50. That isn’t bad considering the card's low spending threshold and the fact that there's no annual fee. But you can find higher bonus offers elsewhere. Apply now Apply now Read Review The Blue Cash Everyday® Card from American Express, for example, offers this: You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. (see rates and fees). Blue Cash Everyday® Card from American Express You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. see rates and fees see rates and fees5. Plus a 0% intro APR offer
New cardmembers get an intro 0% intro APR on purchases and balance transfers for 12 billing cycles, and then the ongoing APR of 17.49%-30.49% Variable. 0% intro APR on purchases and balance transfers for 12 billing cycles, and then the ongoing APR of 17.49%-30.49% Variable That could be useful to anyone looking to finance a large purchase. To view rates and fees of the Blue Cash Everyday® Card from American Express, see this page. To view rates and fees of the Blue Cash Everyday® Card from American Express, see this page. Blue Cash Everyday® Card from American Express About the author Kimberly Palmer Kimberly is a personal finance expert at NerdWallet. She has been featured on the "Today" show and in The New York Times. See full bio. Helpful resources Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit CardsFind the right credit card for you.
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