Money Brief

Personal finance systems for spending, saving, debt, and investing.

7

What’s a Penny Date? A Low-Cost Romantic Valentine’s Day Adventure

Back to libraryGrace SchweizerApr 18, 2026
What’s a Penny Date? A Low-Cost Romantic Valentine’s Day Adventure

by

Social Media and SMS

ScoreCard Research

It’s nearly Valentine’s Day, which means it’s almost time to blow an entire paycheck on a dozen long-stem roses, a six-foot-tall teddy bear and a rare, perfectly aged bottle of Champagne.

And don’t forget to make a reservation for that fancy restaurant, which is only serving an overpriced “tasting menu” on that particular night!

Oh, and it wouldn’t hurt to spring for a couple’s massage, too, right?

Wait, did someone mention a box of chocolates?

Well, the good news is you can forgo the romantic candles — at this point, your empty wallet is useless and you can just set fire to it and let the soft, warm glow of broke-ness wash over you and your date.

Romance, amiright?

But it doesn’t have to be like that.

Here at The Penny Hoarder, we love saving money, no matter the season. So if you’re looking for more ways to save, we’ve got some ideas for you. From saving on interest to insurance, these are some of our favorite ways to save.

In fact, if you’re in it for the long haul, finances can be a pretty touchy subject, and the last thing you need is to add another pricy line-item to your couple’s budget this month.

Luckily, there’s a way to take your sweetheart on a fun and interesting date — the likes of which they’ve probably never been on before — that won’t cost you more than, say, a penny.

(Which just so happens to be our favorite coin!)

The Penny Date Rules

Here’s how it works:

If you look up to find a park with a lovely, lit gazebo, good for you!

If all you happen to see before you is a gas station, I wish you the best of luck throwing a romantic spin on that one. Yikes.

But it’s all part of the adventure, right?

No, really. The fun of the penny date is in the mystery, the confusion and the downright ridiculousness of your time together. It’s a way to do something different, something that you wouldn’t have done ordinarily, and to have fun doing it.

Either way, it’s sure to be a memorable date, right?

A Few Notes to Help You Create the Perfect Penny Date

To keep costs low, pack a picnic meal to bring with you. That way, wherever you end up, you’ll have dinner ready to go.

You don’t have to be in a metropolitan area to make this date work, but you’ll want to adjust your number of turns based on your location. Thirty turns won’t take very long on city streets, but if you’re driving long back roads, 30 turns could take forever.

Even if there’s a stop sign or traffic light, don’t turn into a parking lot or street with no outlet. Just move along to the next intersection and flip the penny there.

Keep your adventurous spirit open to the experience. Chances are, you’re going to end up somewhere less than romantic (or maybe even downright weird), but it’s all part of the fun of a date night left totally up to chance.

More often than not, a penny date offers up a little nonsense, a lot of laughter and a couple of really great stories.

Besides, like any good relationship, a penny date is about the journey — not the destination.

Right? (No, left.)

Grace Schweizer is the SMS editor at The Penny Hoarder. Deputy editor Tiffany Wendeln Connors updated this post.

Ready to stop worrying about money?

Get the Penny Hoarder Daily

Some of the links in this post are from our sponsors. We strive to provide accurate, reliable information.
Compensation may influence how and where products appear on our site (including their order), and we do not include all companies or offers.