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Discover Adds Apple Pay as Rewards Redemption Option

Back to libraryUnknown authorApr 4, 2026
Discover Adds Apple Pay as Rewards Redemption Option

Discover Adds Apple Pay as Rewards Redemption Option

Eligible cardholders who use Pay With Rewards with Apple Pay will receive a statement credit against their purchases within 72 hours.

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Published · 1 min read Written by  Lead Writer & Content Strategist +   more  +   more  Edited by  Managing Editor +   more  +   more  SOME CARD INFO MAY BE OUTDATED

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Eligible Discover cards have added a new redemption option, Pay With Rewards, that allows cardholders to redeem rewards almost instantaneously at checkout with Apple Pay. Rewards redeemed this way will post as a statement credit within 72 hours. As of this writing, Pay with Rewards with Apple Pay is available on the following Discover cards: NerdWallet rating Apply now Apply now Read Review Discover it® Cash Back. Discover it® Cash Back Discover it® Chrome. Discover it® Chrome Discover it® Miles. Discover it® Miles Discover it® Student Cash Back. Discover it® Student Cash Back Discover it® Student Chrome. Discover it® Student Chrome Discover More. Discover it® Secured Credit Card. Discover it® Secured Credit Card Furthermore, this redemption option is only available for online and in-app purchases made on an iPhone or iPad.

How to use Pay With Rewards

To use the Pay With Rewards redemption option, you must first enroll an eligible Discover card online or in the Discover app. Then, at checkout, follow these steps: Tap the Apple Pay button or choose Apple Pay as the payment method. Select a Discover card that has the Pay With Rewards option. Eligible cards will have a “Use Rewards” notification under the card name.  Tap “Use Rewards.” Enter the amount of rewards you want to apply to your purchase. Rewards may be redeemed for any amount. (If you have $1 worth of rewards, you have a $1 you can redeem toward your purchase.) Tap “Done.” Confirm the payment using Face ID, Touch ID or your passcode. Discover’s Pay with Rewards program also allows cardholders to redeem rewards on Amazon.com and with PayPal. Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines. About the author Jae Bratton Jae is a writer for the credit cards team at NerdWallet. Her writing has been published in newspapers, blogs and an academic journal.  See full bio. Helpful resources Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit Cards

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