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Coast FIRE Calculator: Estimate When You Could Coast
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Coast FIRE Calculator: Estimate When You Could Coast
Some people may choose to pump the brakes on investing for retirement once they reach their "Coast FIRE number." What's yours?
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Editor & Content Strategist
2 years of experience Expertise Investing basics Personal income taxesBella Avila is an editor and content strategist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota.
Bella Avila is an editor and content strategist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota. Editor & Content Strategist + more + more
Editor & Content Strategist
5 years of experience Expertise Taxes InvestingSabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet. Previously, she was a copy editor and associate editor in academic and educational publishing. Sabrina graduated from CUNY Hunter College with bachelor's degree in English. She also holds a master's degree in book publishing from Portland State University. Sabrina is based in Brooklyn, New York.
Sabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet. Previously, she was a copy editor and associate editor in academic and educational publishing. Sabrina graduated from CUNY Hunter College with bachelor's degree in English. She also holds a master's degree in book publishing from Portland State University. Sabrina is based in Brooklyn, New York. Published in Editor & Content Strategist + more + moreFill in the fields below to estimate your Coast FIRE number. A few things to note:
Fill in the fields below to estimate your Coast FIRE number. A few things to note:Annual spending in retirement: A good starting point is to assume you’ll need about 70% to 90% of your current income in retirement.
Annual spending in retirement: Annual spending in retirement: A good starting point is to assume you’ll need about 70% to 90% of your current income in retirement.Expected annual return: While the stock market has an average return of about 10% over the long term, this doesn’t account for inflation or other variables. For a more accurate estimate, we suggest using a figure from 5% (more conservative) to 7% (more aggressive).
Expected annual return: Expected annual return: While the stock market has an average return of about 10% over the long term, this doesn’t account for inflation or other variables. For a more accurate estimate, we suggest using a figure from 5% (more conservative) to 7% (more aggressive).» Need to back up? Read our full breakdown of the Coast FIRE strategy.
» Need to back up? » Need to back up? Read our full breakdown of the Coast FIRE strategy . This tool was created by our editorial team with the assistance of AI. It has been reviewed by our team for accuracy and quality. This tool was created by our editorial team with the assistance of AI. It has been reviewed by our team for accuracy and quality. This tool was created by our editorial team with the assistance of AI. It has been reviewed by our team for accuracy and quality.