405-555-0184 I joaquin.diaz@email.com I Oklahoma City, Oklahoma May 2, 2023 Dear Hiring Manager, It is my honor to take this opportunity to apply for the Mortgage Loan Officer position at Keystone Mortgage. As a junior loan officer for Sooner Financial Services, I helped to maintain relationships with more than 50 clients among financial specialists, real estate agents, builders and individual borrowers. With my excellence in the areas of customer service and communication, I am confident in my ability to yield the same results for your organization. In the business of loans, relationships are important for generating business for all of the involved parties. Loan applicants want someone they can depend on to guide them through the process and realize desired outcomes. In my two years as a junior loan officer, I have found that approaching my work with a relationship-oriented focus has helped to facilitate business for my organization. I recall a loan applicant in the real estate industry who was wary of working with anyone in finance, though it was necessary for their occupation. I made it a point to be as transparent as possible. I explained every step in the application process and helped to finalize a loan that could facilitate the success of their enterprise. I am proud to report that this same client has referred numerous others to Sooner Financial Services, contributing to the 20% increase in business we have seen in the past year. Thank you for taking the time to consider me for the Mortgage Loan Officer position at Keystone Mortgage. I look forward to applying my interpersonal skills and experience to the benefit of both your organization and your customers. Please feel free to reach out to me via phone or email. My best hours of availability are between noon and 1 p.m., Monday to Friday. Sincerely, Joaquin Diaz To upload the template into Google Docs, go to File > Open > and select the correct downloaded file.
How to write a loan officer cover letter
Consider the following steps to guide you through the process of writing a cover letter for a loan officer position:1. Set up the page
Because a cover letter is a business document, hiring managers expect it to follow certain formatting conventions. In your preferred word processing application, apply these settings:- Margins: Set 1-inch margins on all sides of the page.
- Typeface: Use a common and easily readable typeface such as Times New Roman or Arial.
- Type size: The ideal font size is typically either 10, 11 or 12, though this depends on the typeface you've chosen. For reference, 12-point Times New Roman is among the most common fonts used for business documents.
- Alignment and line spacing: Choose left-sided alignment and single-spaced lines.
2. Create a header
A cover letter accompanies a resume, each being an extension of the other. Thus, as your resume contains a header, so does your cover letter. Begin by clicking into the header area of a new document. The header consists of two lines. On the first, write your full preferred name, set in bold and, if desired, formatted in a visually distinctive typeface and font size. Then, on the second line, insert the following details, separated by a typographic element such as a dash or vertical bar:- Phone number: Use a phone number to which you're likely to have access when the hiring manager calls to schedule an interview.
- Email address: Use an email handle that includes elements of your real name. Avoid including a nickname or terms that may seem unprofessional.
- General location: You can leave out your home address, but mention the city and state in which you live or plan to live. You may include the ZIP code, too, if you wish.
3. Include the date
The date is a standard inclusion in formal business correspondence, and it also suggests to the hiring manager that you've tailored the document specifically to the employer. On its own line, write the date on which you plan to submit the cover letter. Use the month-date-year format.4. Write an appropriate greeting
The greeting line consists of a salutation and a direct address to the recipient. Use the term "Dear" as your salutation and the name of the hiring manager as the direct address. If you can't find the hiring manager's name, refer to the recipient as "Hiring Manager" instead. Then punctuate the salutation line with a comma. Related: FAQ: Should You Use "Dear Hiring Manager" on a Cover Letter?5. Write a strong introduction
As the first paragraph of the cover letter, the introduction provides you with the opportunity to grab the hiring manager's attention and persuade them to read further. What effective introductions have in common is that they mention the particular position the candidate is applying for and the name of the employer. Other than that, there are various ways to craft an interesting, attention-grabbing introduction. Consider using one or a combination of the following approaches:- Straightforward statement: The straightforward statement is a direct proclamation that you're applying for a specific loan officer position with the company, followed by reasons why you're suitable for the job. The unambiguous quality of this approach simplifies the work of the hiring manager.
- Enthusiasm: A common opener is the expression of enthusiasm for the job in question—"it's my great honor to offer myself as a candidate for the role of Loan Officer." This type of opener suggests you're committed to the opportunity and engaged in this line of work.
- Belief statement: A belief statement is an expression of your ideals concerning the role you want. This can be a great way to show how your professional objectives align with the employer's organizational goals.
- Knowledge about the employer: An alternative to the belief statement is an opener that shows you've researched the employer. You could express your appreciation of their efforts and achievements before discussing how they relate to your objectives or how you can help them advance.
- Accomplishments: Discussing a professional accomplishment in the opening paragraph can show that you're capable of achieving desirable results for the employer. Should you use this strategy, try to mention quantifiable accomplishments supported by data.
6. Describe your experience, skills and achievements
The body of your cover letter is where you tell a narrative about your professional arc that makes it clear that you're a suitable candidate for the job. It typically spans one to three paragraphs and includes descriptions of your professional experience, skills and achievements. Strive to depict yourself as someone who can not only realize desirable outcomes for the employer but also fit in well with their culture. Ideally, you would address the specific requirements of the job as outlined in the job description. For example, if the employer expects their ideal candidate to be capable of "guiding customers through the loan process," you might discuss a particular instance in your career when you successfully informed a customer of their options, educated them about the application procedure and helped them through the steps toward authorization.7. Write the conclusion
Strong conclusions tend to contain the following common elements:- An expression of gratitude: Thank the hiring manager for taking the time to consider you for the role.
- A reiteration of the job's details: Restate the title of the job you're applying for and the name of the employer.
- A summary of qualifications: Without repeating verbatim the details you discussed in the body, summarize the qualifications that you feel make you a suitable candidate for the role.
- A call to action: In the final sentence of your conclusion, state an action you'd like the hiring manager to take—namely, to reach out to you for an interview. You can also mention your preferred method of contact and the times at which you're available to speak.