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Discover’s 5% Bonus Categories for Q2 2025: Grocery Stores, Wholesale Clubs
Discover’s 5% Bonus Categories for Q2 2025: Grocery Stores, Wholesale Clubs
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Apply now Apply now Read Review As the cost of groceries, and especially eggs, continues to climb, Discover’s bonus categories for the second quarter of 2025 are a timely gift. From April 1 through June 30, 2025, cardholders with the Discover it® Cash Back or Discover it® Student Cash Back can earn 5% cash back at grocery stores and wholesale clubs on up to $1,500 in combined quarterly spending (1% back on everything else; activation is required). Discover it® Cash Back Discover it® Student Cash Back While grocery stores have been a bonus category for Discover every year since 2018, wholesale clubs have been less common. This quarter will offer cardholders the opportunity to earn cash back on top of savings gained from buying in bulk. Note, though, that purchases from Walmart and Target don’t qualify to earn 5% back, and wholesaler Costco doesn’t accept Discover credit cards for in-person or online purchases. That's a pretty major asterisk, though not a problem for Sam's Club or BJ's Wholesale customers. Cardholders won’t earn bonus cash back until they activate the two bonus categories, so you’ll want to opt in by April 1 to maximize earnings. Activate the bonus categories in the Discover app, online in the Discover portal, via reminder email from Discover, or over the phone with Discover’s customer service line. » SEE: Current credit card bonus categories: Discover, Chase Freedom, Citi Dividend » SEE: Discover bonus rewards categories for 2026 Q1 (Jan. 1-March 31) Grocery stores. Wholesale clubs. Select streaming services. Q2 (April 1–June 30) Restaurants. Home improvement stores. Q3 (July 1–Sept. 30) TBD. (In 2025: Gas stations/EV charging; public transit; utilities.) (In 2025: Gas stations/EV charging; public transit; utilities.) Q4 (Oct. 1–Dec. 31) TBD. (In 2025: Amazon.com; drugstores.) (In 2025: Amazon.com; drugstores.) » NEXT: Which 5% rotating bonus category card should I choose? » NEXT: Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines. About the author Jae Bratton Jae is a writer for the credit cards team at NerdWallet. Her writing has been published in newspapers, blogs and an academic journal. See full bio. Helpful resources Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit CardsFind the right credit card for you.
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