Money Brief

Personal finance systems for spending, saving, debt, and investing.

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Are You Getting Shortchanged on Social Security? ??

Back to libraryDana Miranda, CEPF®Apr 18, 2026
Are You Getting Shortchanged on Social Security? ??

Real Answers for Life's Money Challenges

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Contributor

ScoreCard Research

I started receiving Social Security this year, but I don’t know if I’m getting the right amount. How can I make sure my Social Security check is correct?

— Curious Retiree

Dear Curious,

To determine whether the Social Security check you receive is for the correct amount, you should know the basics about how Social Security works and where to find information about your account.

A few facts to give context to your check:

Use these options to get an estimate of future Social Security benefits or manage your existing benefits:

You’ve probably heard the term passive income. It sounds appealing right?

According to the definition of passive, it would mean you’re earning income without participating or having to do anything at all. Free money? Sign me up!

If you’re interested in establishing a flow of passive income, here’s a guide to understanding the term and getting started.

Check it out here!

Dana Miranda is a Certified Educator in Personal Finance®, author, speaker and personal finance journalist. She writes Healthy Rich, a newsletter about how capitalism impacts the ways we think, teach and talk about money.

 

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