Weather Life’s Storms With an Affordable Disaster Kit

Here's how to find survival necessities for cheap.

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Edited by other Updated Jan 23, 2026 A disaster can hit when you least expect it. “It doesn’t matter where you live in the United States. Everyone is subject to some type of a potential disaster,” says Jim Judge, a member of the American Red Cross Scientific Advisory Council. Although you can’t predict the effects, you can prepare. Having a disaster kit handy can help you survive the potentially challenging days or weeks that follow. “If the power’s out, the grocery stores are closed. You’re not going to be able to go to a pharmacy to get your medication,” Judge says. A disaster kit can be "the difference between life and death.” But the cost may hold families back. The Red Cross website sells a premade, basic three-day kit for one person for about $135. Multiply that by three: one kit for your home, work and vehicle, as advised by the Department of Homeland Security at ready.gov. That website also has tips and advice as winter storms roll into many parts of the country. A more than $400 price tag isn’t feasible for everyone. But you can save money by compiling a kit yourself. Here are some tips to help you out.

Make a list

According to the Red Cross, basic kits should include: One gallon of water per person per day — enough to last at least three days during an evacuation or two weeks at home At least three days’ worth of nonperishable food for an evacuation, or two weeks’ worth for the home A flashlight A battery-powered or hand-crank radio with NOAA Weather Radio Batteries A first aid kit A seven-day supply of medications and other medical items Sanitation and personal hygiene items A multipurpose tool, like pliers or a pocketknife Local maps A cellphone and charger Cash An emergency blanket Family and emergency contact information Copies of personal documents such as insurance policies, house deed and passports Consider extra items such as a manual can opener, matches, a change of clothing and a portable phone charger. Don’t forget a durable, easy-to-carry bag or bin to hold everything. Judge also suggests customizing your kit for your individual, family and pet’s needs. Visit the Red Cross website or the ready.gov site for a detailed recommended supply list. The Red Cross also offers a suite of apps, including the Emergency App, to help you prepare and survive a variety of threats.

Search your home

Take a look at what you already have. You might be more prepared than you think. Go room by room checking shelves, drawers and closets. Once you’ve identified the supplies you’re missing, hang a list on the refrigerator, Judge says. This can serve as a reminder to finish the job.

Save a little at a time

Roll supply costs into your budget. The sooner you can swing putting your kit together, the better. But if you don’t have the means to complete it right away, tackle it little by little. “You’re not gonna do it in one day. You don’t want to go out and spend a boatload of money,” Judge says. “But before long, you’re prepared.” Focus on essentials first: water, food, medications, a first aid kit and a radio. Then, move down the list in the order you see fit.

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Recycle water containers

Following a devastating disaster, you’ll need water for drinking, cleaning and cooking. Reusing plastic 2-liter soda bottles can be a safe, low-cost way to store water. Save empty containers or ask friends and neighbors for theirs. Wash bottles thoroughly and refill with tap water. You can also sanitize them by rinsing with 1 teaspoon of unscented chlorine bleach and a quart of water, according to ready.gov. However, this isn’t a permanent solution. You should replenish your water supply every six months.

Visit discount merchants

Try your luck at dollar stores, thrift shops and flea markets. These venues are good for cheap batteries, flashlights, battery-operated lanterns, AM/FM radios and other goods. “You’d be surprised at the preparedness items that you can get for pennies on the dollar,” Judge says. Test objects to make sure they work, especially if you buy used.

Shop sales

Coupons, markdowns and buy one, get one free deals can help you load up for less. Keep an eye out for grocery-store deals. When stocking up on groceries, consider what your family routinely eats so it won't go to waste.

Seek long-lasting products

Pick provisions strategically. Look for foods with long shelf lives such as granola bars, peanut butter, or canned meats, fruits and vegetables. Purchase fresh ingredients only if you’ll use them before they spoil. “If you know that something is coming, like a hurricane, fruit is always good,” Judge says. “Apples, bananas, oranges and things like that are fairly inexpensive at the markets, and they also last a while.”

Buy in bulk

Wholesale clubs like Costco and Sam’s Club sell products in large quantities at low per-unit prices. If you have a membership, use it to stockpile nonperishable items such as bottled water, canned food and cereal. If the initial cost is too steep, or you don’t think you’ll use everything, go halfsies with someone else.

Use community resources

If you’re in desperate need, charitable organizations can come to your rescue. Turn to your local food bank, church, United Way or Red Cross chapter for food and other necessities. You might never have to use an emergency kit. But if you do, you won’t regret being prepared. »MORE: How to get financial help from the government »MORE: Explore more on About the author Schwahn Lauren Schwahn is a writer at NerdWallet who covers credit scoring, debt, budgeting and money-saving strategies. She contributed to the "Millennial Money" column for The Associated Press and managed a team of writers producing content for the series. Her work has also been featured by USA Today, MSN, The Washington Post and more. Lauren has a bachelor’s degree in history from the University of California, Santa Cruz. She is based in San Francisco. Published in Make a list Search your home Save a little at a time Recycle water containers Visit discount merchants Shop sales Seek long-lasting products Buy in bulk Use community resources How to Pay Off Debt: Top Strategies for 2026 Credit Score Ranges: What They Mean and How They Work How to Budget Money in 5 Steps 28 Proven Ways to Save Money What is a budget? A simple guide to getting started By Lauren Schwahn, Amanda Barroso Needs vs. Wants: How to Budget for Both By Lisa Mulka How to Budget Money in 5 Steps By Amanda Barroso, Lauren Schwahn Sinking Funds: The Secret to Stress-Free Expenses By Amanda Barroso What Is My Net Income? By Lisa Mulka