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NerdWallet: Finance smarter

Back to libraryUnknown authorApr 4, 2026
NerdWallet: Finance smarter

Smart financial decisions start with NerdWallet

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Showing article 1 of 5: Financial Literacy Quiz: How Much Do You Know About Money?

Read article: Financial Literacy Quiz: How Much Do You Know About Money?

Financial Literacy Quiz: How Much Do You Know About Money?

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U.S. Adds 178,000 Jobs in March, Beating Expectations

Read article: Gas Prices Cross $4 Nationally as War Continues

Gas Prices Cross $4 Nationally as War Continues

Read article: More Loans, Less Safety — Is Your Money at Risk?

More Loans, Less Safety — Is Your Money at Risk?

Read article: United Plans to Add Base Fares for Business, Premium Economy

United Plans to Add Base Fares for Business, Premium Economy

Read article: Financial Literacy Quiz: How Much Do You Know About Money?

Financial Literacy Quiz: How Much Do You Know About Money?

Read article: U.S. Adds 178,000 Jobs in March, Beating Expectations

U.S. Adds 178,000 Jobs in March, Beating Expectations

Read article: Gas Prices Cross $4 Nationally as War Continues

Gas Prices Cross $4 Nationally as War Continues

Read article: More Loans, Less Safety — Is Your Money at Risk?

More Loans, Less Safety — Is Your Money at Risk?

Read article: United Plans to Add Base Fares for Business, Premium Economy

United Plans to Add Base Fares for Business, Premium Economy

Read article: Financial Literacy Quiz: How Much Do You Know About Money? Lauren Schwahn

Financial Literacy Quiz: How Much Do You Know About Money?

Read article: U.S. Adds 178,000 Jobs in March, Beating Expectations

U.S. Adds 178,000 Jobs in March, Beating Expectations

Read article: Gas Prices Cross $4 Nationally as War Continues

Gas Prices Cross $4 Nationally as War Continues

Read article: More Loans, Less Safety — Is Your Money at Risk?

More Loans, Less Safety — Is Your Money at Risk?

Read article: United Plans to Add Base Fares for Business, Premium Economy

United Plans to Add Base Fares for Business, Premium Economy

Read article: Financial Literacy Quiz: How Much Do You Know About Money?

Financial Literacy Quiz: How Much Do You Know About Money?

Read article: U.S. Adds 178,000 Jobs in March, Beating Expectations

U.S. Adds 178,000 Jobs in March, Beating Expectations

Read article: Gas Prices Cross $4 Nationally as War Continues

Gas Prices Cross $4 Nationally as War Continues

Read article: More Loans, Less Safety — Is Your Money at Risk?

More Loans, Less Safety — Is Your Money at Risk?

Read article: United Plans to Add Base Fares for Business, Premium Economy

United Plans to Add Base Fares for Business, Premium Economy

Read article: Financial Literacy Quiz: How Much Do You Know About Money?

Financial Literacy Quiz: How Much Do You Know About Money?

Find smarter rates today

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Mortgages Banking Compare Now

Refinance

Refinance Best rate on NerdWallet (30-Year Fixed) (30-Year Fixed) 6.08% Average rate (30-Year Fixed) 5.89%

30-Year Fixed

30-Year Fixed Best rate on NerdWallet 6.04% Average rate 6.23%

15-Year Fixed

15-Year Fixed Best rate on NerdWallet 5.05% Average rate 5.73% Compare Now

Savings

Savings Best HYSA rate on NerdWallet 5.00% Average Savings rate 0.39%

CD Rates

CD Rates Best rate on NerdWallet (1-Year) (1-Year) 4.10% Average rate (1-Year) 1.52%

Money Market

Money Market Best rate on NerdWallet 4.00% Average rate 0.56% Average rates are sourced from Zillow. Terms apply and vary depending on qualifications. Rates are subject to change at any time without notice. See footnote for more details.1 Average rates are sourced from the FDIC. Terms apply and requirements may vary. Rates are subject to change at any time without notice. See footnote for more details.2 Trusted Partners Decide with Confidence

Earn 3.9% APY on your cash

Boost your APY for 6 months with a Cash Account offered by Atomic Brokerage. You can build up your emergency fund or stay flexible, withdrawing whenever you need without penalties or account minimums. Just deposit funds within 14 days so you can earn a boosted 3.9% APY on balances up to $250,000 for the first 6 months.

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Discover the best transfer credit cards

We've reviewed and rated hundreds of credit cards to help you find the one that's best for you.

Save money with balance transfer Find your next credit card Read reviews of more than 400 credit cards

Get the best home insurance quotes

Find the right provider for you.

Get life insurance coverage for your family See our top picks for pet insurance Check out NerdWallet insurance resources

Compare the best mortgage lenders

Explore options for first-time homebuyers and seasoned investors.

Use our mortgage calculator to estimate monthly payments Explore top HELOC lenders Find out if it's a good time to buy a house

Unlock financial flexibility with a personal loan

Explore personalized loan options for your unique needs and goals.

Explore fast-funding home improvement loans Calculate monthly payments on a personal loan Compare ways to consolidate credit card debt

Find the right credit card for your business

Explore our curated list of cards designed for entrepreneurs like you.

Find the best business bank account for your operation Access smart money moves to grow your small business Secure the business funding you need

Unlock your financial potential with ease

Explore accounts, services, and tools designed for your success.

See NerdWallet's picks for certificates of deposit See reviews on banking institutions Compare the best sign-up bonuses

Start investing with confidence

Our experts simplify investing so you can build a secure future.

Calculate potential investment returns and growth See our picks for the best Roth IRAs Read about how to achieve your financial goals

Find the right student loan for you

Compare rates and repayment options from top lenders.

See the best graduate school loans Check out student loan reviews and guides Tools and tips on paying for college

Find a financial advisor that's right for you

Get matched with vetted advisors and discover your perfect financial plan.

Understand common fee structures See the best automated investment services Vet advisors with our cheat sheet

Track, save, and invest — all in one easy app

Monitor your net worth and earn 3.9% APY on your cash with a Cash Account offered by Atomic Brokerage.

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Showing our 5 star reviews. Based on ratings and reviews collected from users on the App Store for iOS

1Showing the best refinance rate for: Good (720-739), 30-year fixed, Single-family, Primary residence, cash-out. Showing the best 30-year fixed rate for: Purchase, Good (720-739), $500,000, Single-family, Primary residence. Showing the best 15-year fixed rate for: Purchase, Good (720-739), $500,000, Single-family, Primary residence.

2Savings APYs shown are current as of April 3, 2026. All other information is current as of April 1, 2026. CD APYs shown are current as of April 3, 2026. All other information is current as of April 1, 2026. Money Market APYs shown are current as of March 27, 2026. All other information is current as of November 18, 2025. Minimum requirements vary for APY.