Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Banking & Credit

Articles filed under Banking & Credit.

Best Credit Cards for Car Repairs

Best Credit Cards for Car Repairs

When your car breaks down, you can lessen the blow to your finances with the right credit card. Consider these options.

Apr 4, 2026

Inexpensive Road Trips

Inexpensive Road Trips

Road trips don’t need to break the bank. Here’s how to get the most out of an inexpensive road trip, including lodging and activities.

Apr 3, 2026

You Have Good Credit When Your Credit Score Surpasses This Number

You Have Good Credit When Your Credit Score Surpasses This Number

You’ve heard so much about them, but what is a good credit score, anyway? Here’s what goes into your credit score, and the number to shoot for.

Apr 6, 2026

What Is a Schumer Box and How Do You Read It?

What Is a Schumer Box and How Do You Read It?

What is a Schumer Box? It's a cheat sheet for your credit card, an at-a-glance reference for fees, interest rates, and other key points.

May 2, 2026

Secured vs. Unsecured Credit Cards: What's the Difference?

Secured vs. Unsecured Credit Cards: What's the Difference?

A secured card is a credit card that requires a cash deposit. The deposit reduces the risk to the issuer, making these cards easier to get even with bad credit.

Apr 4, 2026

Chase Sapphire Reserve Makes Major Changes: Higher Fee, New Rates, More Perks

Chase Sapphire Reserve Makes Major Changes: Higher Fee, New Rates, More Perks

Chase announced that the popular travel card will have a higher annual fee, new rewards rates for spending and a host of new benefits.

Apr 4, 2026

How to Deal with Your Financial Past, Present and Future in 2021

How to Deal with Your Financial Past, Present and Future in 2021

We’ve got seven strategies for dealing with your financial past, present and future in 2021.

Apr 18, 2026

8 Benefits of the Chase Freedom Flex and Chase Freedom Unlimited

8 Benefits of the Chase Freedom Flex and Chase Freedom Unlimited

The Chase Freedom Flex and Chase Freedom Unlimited earn valuable Chase Ultimate Rewards® points and offer flexible redemption options, for no annual fee.

Apr 4, 2026

How to Upgrade or Downgrade Your Credit Card

How to Upgrade or Downgrade Your Credit Card

You're not stuck with the same credit card forever. Switch your credit card to one that suits you better, without having to close your existing account.

Apr 25, 2026

Credit Card Balance Transfer Calculator

Credit Card Balance Transfer Calculator

Use our credit card balance transfer calculator to get a sense of how much you could save by moving debt from a high-interest card to one with a 0% intro APR.

May 2, 2026

Credit Card vs. Debit Card: Similarities and Differences Explained

Credit Card vs. Debit Card: Similarities and Differences Explained

There are huge differences between swiping a debit card and swiping a credit card. And these differences go far beyond whether or not you’re racking up credit card debt. Debit and credit cards give you different protection against fraudulent purchases, separate types of rewards, and have different effects on your ability to borrow money in...

Apr 18, 2026

How to Use Credit Card Points to Shop on Amazon

How to Use Credit Card Points to Shop on Amazon

Several credit card reward programs let you use points via Amazon, but this often offers poor value compared with other ways you could spend your points.

Apr 4, 2026

Banking & Credit - Page 23 | Credential Index