Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Articles filed under Banking & Credit.

Simply being a student is not enough to qualify you for most student credit cards. You'll probably need income — or someone willing to give you a hand.
Apr 4, 2026

Chase Sapphire Preferred benefits include a rich sign-up bonus and flexible point redemption, as well as multiple travel transfer partners.
Apr 4, 2026

Dear C., You have two separate problems here: You need to fix what seems like a clear credit-reporting error, and you need a $10,000 business loan. I want you to think about these as separate goals because if you’re a business owner, having access to a loan may be key to surviving the difficult months...
Apr 18, 2026

If you’re wondering how to get life insurance to protect your family, you’ll want to check out Ladder life insurance. It’s easy and fast, and you’ll be able to change it when your life changes.
Apr 6, 2026

The Bread Rewards American Express Credit Card features bonus rewards for everyday spending like gas and groceries. But there’s no welcome offer for new cardholders.
Apr 25, 2026

Paying for gas with a rewards credit card can ease the sting from each fill up. Use cash-back apps and other money-saving strategies to stack your savings.
May 2, 2026

The lack of meaningful perks is a glaring weakness of the Eddie Bauer credit card.
Apr 4, 2026

You can use pool loans—unsecured personal loans—to cover all of your pool construction costs. Here are the best pool loans available.
Apr 25, 2026

Thanksgiving is a favorite holiday for many people and one of the biggest home-entertaining days of the year. There’s no need to buy gifts, wear a costume or worry about getting pinched for not wearing green. On Thanksgiving, all you need to worry about is eating a delicious turkey dinner, watching football, taking a nap,...
Apr 6, 2026

Yes, they can, but it still might be more cost-efficient to pay with plastic than cash.
Apr 4, 2026

Coastal Community Bank issues a diverse set of credit cards that includes several credit builders, a premium cash-back option and a credit card/HELOC hybrid.
Apr 4, 2026

Large purchases can be a brutal hit to your wallet. But what if you could split a single purchase into multiple small payments? With Afterpay, you can shop in-store or online with partnered retailers, breaking large purchases into smaller interest-free payments. We’ll explore Afterpay, one of many buy now, pay later apps, and examine whether...
Apr 18, 2026