Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Banking & Credit

Articles filed under Banking & Credit.

Visa Infinite: What Is It, and What Are the Benefits?

Visa Infinite: What Is It, and What Are the Benefits?

Now available in the U.S., Visa's highest level of benefits is designed for affluent travelers — people willing to pay a big annual fee for serious perks.

Apr 25, 2026

Why You Should Definitely Have More Than One Bank Account

Why You Should Definitely Have More Than One Bank Account

Whether you’re living paycheck to paycheck or starting to build a nice nest egg, you’ve probably asked yourself, “How many bank accounts should I have?” It’s a fair question. Today, you have more options than ever, but is there such a thing as too many bank accounts? Do you even need more than one? While...

Apr 6, 2026

9 Ways to Take Your Credit Card Rewards to the Next Level in 2024

9 Ways to Take Your Credit Card Rewards to the Next Level in 2024

With a few extra steps — like an inventory of your wallet, a chat with your issuer and a willingness to track and stack — you can easily squeeze more value out of your points and miles.

Apr 25, 2026

Some Capital One Quicksilver Cards to Add 3% Categories, Move to Discover

Some Capital One Quicksilver Cards to Add 3% Categories, Move to Discover

If you're among those affected by the updates, you should have received a notification from the issuer, according to a statement Capital One shared in an email.

May 2, 2026

9 Ways to Earn Money From Your Worst Spending Habits

9 Ways to Earn Money From Your Worst Spending Habits

What kind of spender are you? From latte lovers to last-minute shoppers, we all have our weaknesses. It’s OK. We have tips to make it a little better.

Apr 6, 2026

5 Things to Know About the Lane Bryant Credit Card

5 Things to Know About the Lane Bryant Credit Card

Most cash-back cards will beat the Lane Bryant Credit Card in terms of rewards potential and overall usefulness.

May 2, 2026

Tyler Omoth's profile page

Tyler Omoth's profile page

Tyler Omoth is a former senior writer at The Penny Hoarder.

Apr 18, 2026

2024 State of Consumer Credit Report

2024 State of Consumer Credit Report

New credit and debt data reveals many Americans are paying late fees on bills and using credit to cover the costs of necessities.

Apr 4, 2026

Chime Card Hikes Rewards up to 5% Back, but With Conditions

Chime Card Hikes Rewards up to 5% Back, but With Conditions

Now, the Chime card can earn up to 5% cash back — with some major caveats.

May 2, 2026

Chase Freedom Unlimited Hikes Welcome Bonus

Chase Freedom Unlimited Hikes Welcome Bonus

From Dec. 11, 2025, through Jan. 15, 2026, new cardholders can earn a $300 bonus.

Apr 4, 2026

5 Things to Know About the Wayfair Credit Card

5 Things to Know About the Wayfair Credit Card

The Wayfair Credit Card is good for shoppers who like to invest in their homes. Otherwise, a rewards card not tied to a specific store might be a better bet.

Apr 4, 2026

How Do Personal Loans Work? An Expert’s Guide

How Do Personal Loans Work? An Expert’s Guide

Personal loans can be an effective way to consolidate and pay off debt or cover a big purchase, but it's crucial to know how they work before accepting this debt.

Apr 3, 2026