Personal finance systems for spending, saving, debt, and investing.
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Budget Planner
Articles filed under Budget Planner.
How to Create a Spending Plan
Ensure your savings are solid, investigate your money worries and build your spending muscles to develop a sustainable spending plan.
Jun 20, 2026
Low-Buy Year: How I Cut Spending and Stress
Low-buy challenges help stop overconsumption in its tracks. To get started, identify your pain points, set realistic goals and track your progress to see the best results.
Jun 20, 2026
How to Survive a Period of Unemployment
Going without income as a result of unemployment creates financial stress, but there are ways to make it a little bit easier.
Jun 20, 2026
What Is the Statute of Limitations on Debt?
The statute of limitations on debt varies, but is typically three to six years. You can't legally be sued for payment when a debt is past the statute of limitations, or "time-barred."
Jun 20, 2026
When to Splurge and When to Save
Splurging can be a smart move, but it often requires proactive planning. Here's how to decide when to save and when to splurge.
Jun 20, 2026
IDShield Review: Is It Worth the Cost?
IDShield is an identity theft monitoring service that can alert you to instances where your personal information — like your Social Security number or even your email login credentials — has been exposed.
Jun 20, 2026
U.S. Department of the Treasury: News and Status
The U.S. The Department of the Treasury is charged with managing all federal finances, including public debt, government spending, taxes and more. It also advises the government on fiscal, trade and economic policy.
Jun 20, 2026
Austin Is Booming. So Why Are Rents Falling?
The pandemic-era boomtown offers a glimpse of what happens when cities build more housing.
Jun 20, 2026
How to Lock Your Social Security Number
You can't freeze your Social Security number. But you can protect your data by freezing your credit or creating a my Social Security account.
Jun 20, 2026
How to Save With the Underconsumption Trend
This social media trend can help you spend less, but it comes with some warnings.
Jun 20, 2026
Credit Report vs. Credit Score: What’s the Difference?
The difference between a credit score and a credit report is that your credit report lists information about your past credit use. Your credit score is all of that data calculated into a three-digit number.
Jun 20, 2026
2025 Sports Betting and Gambling Survey
One in 5 Americans (20%) placed a sports bet in the past 12 months, according to a new NerdWallet survey. Some plan to up the ante in 2025.
Jun 20, 2026