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Budget Planner

Articles filed under Budget Planner.

What Moody’s U.S. Credit Rating Downgrade Means for Treasurys

What Moody’s U.S. Credit Rating Downgrade Means for Treasurys

Despite the ratings downgrade, experts say Treasurys remain a safe investment due to their liquidity.

Apr 18, 2026

How to Make Money Online for Beginners: 15 Easy Options

How to Make Money Online for Beginners: 15 Easy Options

Earning money from home has never been easier. You can pick up quick side jobs, explore creative projects or even build something long-term — all without advanced skills or a big budget. Today, we’re looking at a few of the simplest ways to start earning, from fun apps to freelancing and selling unused items. These...

Apr 6, 2026

13 Budgeting Tips Anyone Can Follow

13 Budgeting Tips Anyone Can Follow

Think you’re doomed to overspend? These 13 expert budgeting tips can help, even if you’re sure you’re really bad at budgeting.

Apr 18, 2026

Deck the Halls With These 23 Ideas for Cheap Christmas Decorations

Deck the Halls With These 23 Ideas for Cheap Christmas Decorations

The weather’s getting colder. The days are getting shorter. Before you know it, Christmas will be here. While you’re out shopping for gifts, it can be very tempting to add a bunch of holiday decorations to your cart to help get your home looking merry and bright. But the cost of Christmas decorations often gets...

Apr 18, 2026

Budget Categories: A Practical List (Plus Examples and How to Set Yours Up)

Budget Categories: A Practical List (Plus Examples and How to Set Yours Up)

Wonder how you always manage to miss something on your budget? We’ve got you covered with 101 budgeting categories.

Apr 18, 2026

Here’s How You Can Get a Closet Full of Clothes You’ll Love — for Free

Here’s How You Can Get a Closet Full of Clothes You’ll Love — for Free

How to host a successful clothing swap and get free clothes,

Apr 18, 2026

Start Managing Finances Together With These 15 Smart Budgeting Tools

Start Managing Finances Together With These 15 Smart Budgeting Tools

Managing money as a couple takes more than good intentions—it calls for clear communication and practical tools that support both partners equally. That’s where budgeting tools come in. These tools help streamline everyday spending and ease the tension around money. If you’re ready to align your finances in 2025, here are the top tools to...

Apr 4, 2026

FICO Score 9: What You Need to Know

FICO Score 9: What You Need to Know

The FICO Score 9 is a credit score model that gives less weight to medical debt, excludes paid collections and includes rent payments, if they are reported.

Apr 4, 2026

Dear Penny: My Stepsons’ Father Died Without a Will. His Wife Isn’t Sharing The Money He Left Behind. What Can They Do?

Dear Penny: My Stepsons’ Father Died Without a Will. His Wife Isn’t Sharing The Money He Left Behind. What Can They Do?

Dear Concerned, How estates are handled varies from state to state, so the most important thing your stepsons (and a representative, if they’re under 18) can do is speak with an estate attorney in their state. That person can consult on their rights and options, and act as a mediator in conversations with their father’s...

Apr 18, 2026

Move Over, MasterClass. Here Are 9 Websites to Learn Skills for Free

Move Over, MasterClass. Here Are 9 Websites to Learn Skills for Free

You’ve heard the affirmation about education being a lifelong journey. But if you’ve ever tried to learn a new skill, you realize the path to perfecting it can get expensive. Whether it's an investment in equipment, paid courses or sessions with a pro, the cost to begin learning in-demand skills can be a significant barrier....

Apr 18, 2026

How to Get Your College Application Fee Waived or Reduced

How to Get Your College Application Fee Waived or Reduced

College application fees can be a financial issue for some families. Fortunately, there are ways to get a college application fee waiver and apply for free.

Apr 4, 2026

10 Things You Must Know if You Are Selling Nana’s Old Dishes

10 Things You Must Know if You Are Selling Nana’s Old Dishes

Are you itching to clean out those cabinets and cupboards full of china and crystal that you never use? You could turn it into cash for shopping, entertaining — you name it. If you or your loved ones haven't put that Spode Christmas platter or those Waterford wine glasses on the table in years, now...

Apr 6, 2026