Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Budget Planner
Articles filed under Budget Planner.
What Is a Budget? How to Start and Why It Matters
A budget is a plan that helps you see how much money you have, how much you spend, and how much you can save, typically on a monthly basis.
May 9, 2026
Freelancer Taxes: A Guide for Filing With a Side Hustle
If you became a freelancer or independent contractor last year, here are a few ways that side gig might shift things this tax-filing season.
May 2, 2026
How to Start Trading Stocks With No Minimum Balance Requirement
Want to buy and trade stocks? Have no idea where to start? With SoFi Investing, it’s free to buy and trade stocks — and perfect for beginners.
Apr 4, 2026
No Title
Advertise with The Penny Hoarder to reach our community of millions of savvy consumers looking for brands to make an impact on their budget each month.
Apr 18, 2026
11 Smart Money Moves for Recent College Grads Trying to Figure Out Adulting
Now that’s school’s over, start making good money decisions with our guide to financial planning for college graduates.
Apr 18, 2026
How Much Does Spotify Cost?
Find out how much Spotify costs by exploring the different subscription plans, which range from free to $21.99 a month.
Apr 4, 2026
Dear Penny: How My Partner and I Split Bills Is Confusing to Me. How Do I Address This?
Dear What’s My Rent, The first step, if you’re “wondering” how your partner feels about a money issue, is to ask him directly. It sounds like you’ll have a lot more clarity if you redirect your financial contributions toward rent. So stop asking whether he “needs” you to chip in, and tell him it’s important...
Apr 18, 2026
16 Make-Your-Own-Schedule Jobs You Can Do From Home
Want to work from home? These solid companies have awesome BBB grades and let you set your own schedule…
Apr 18, 2026
7 Reasons Every Deal Seeker Should Follow Hip2Save
Have you heard of Hip2Save? Here are seven reasons it’s one of our favorite places to find all the latest deals and coupons.
Apr 18, 2026
Free Flights, Hotels, Upgrades — These Credit Cards Pay You Back
Planning a trip? The best travel credit cards offer consumers rewards points or miles toward purchases like airfare, hotels and rental cars. Though some carry steep fees, the right card not only saves you money on foreign transaction fees but also offers rewards and perks that enhance your travel experience. And they might also come with...
Apr 18, 2026
Dear Penny: I Recently Bought a Home. Should I Be Putting It In a Trust or Will?
Dear Penny: I recently bought a home. I have three grown kids, and it’s really my only asset. Should I be putting it in a trust or in a will?
Apr 18, 2026
Two People, Many Credit Cards: How Couples Can Manage Credit Together
When making spending decisions as a pair, communication is everything. Recurring 'money date' discussions can help.
Apr 4, 2026