Personal finance systems for spending, saving, debt, and investing.
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Budget Planner
Articles filed under Budget Planner.
Here’s How You Can Get a Closet Full of Clothes You’ll Love — for Free
How to host a successful clothing swap and get free clothes,
Apr 18, 2026
Start Managing Finances Together With These 15 Smart Budgeting Tools
Managing money as a couple takes more than good intentions—it calls for clear communication and practical tools that support both partners equally. That’s where budgeting tools come in. These tools help streamline everyday spending and ease the tension around money. If you’re ready to align your finances in 2025, here are the top tools to...
Apr 4, 2026
Dear Penny: My Stepsons’ Father Died Without a Will. His Wife Isn’t Sharing The Money He Left Behind. What Can They Do?
Dear Concerned, How estates are handled varies from state to state, so the most important thing your stepsons (and a representative, if they’re under 18) can do is speak with an estate attorney in their state. That person can consult on their rights and options, and act as a mediator in conversations with their father’s...
Apr 18, 2026
Move Over, MasterClass. Here Are 9 Websites to Learn Skills for Free
You’ve heard the affirmation about education being a lifelong journey. But if you’ve ever tried to learn a new skill, you realize the path to perfecting it can get expensive. Whether it's an investment in equipment, paid courses or sessions with a pro, the cost to begin learning in-demand skills can be a significant barrier....
Apr 18, 2026
How to Get Your College Application Fee Waived or Reduced
College application fees can be a financial issue for some families. Fortunately, there are ways to get a college application fee waiver and apply for free.
Apr 4, 2026
10 Things You Must Know if You Are Selling Nana’s Old Dishes
Are you itching to clean out those cabinets and cupboards full of china and crystal that you never use? You could turn it into cash for shopping, entertaining — you name it. If you or your loved ones haven't put that Spode Christmas platter or those Waterford wine glasses on the table in years, now...
Apr 6, 2026
Dear Penny: Do I Have to Buy Wedding Gifts if I’m Spending a Ton on Airfare?
Dear N., If we’re going by the rules of traditional wedding etiquette, yes, you’re supposed to treat the bridal shower and the wedding as separate events. That means you send a gift for each one. But you’re the one who makes the rules for your budget, not Emily Post. Plus, I’d hope that your close...
Apr 18, 2026
This Guy’s Bank Paid Him $1,038 This Year — and He Bought an Engagement Ring
Looking for Radius Bank reviews? We chatted with a guy who’s banked with Radius for three years now. He shares his insight (plus how much money he’s made).
Apr 4, 2026
The Penny Hoarder Staff's profile page
The Penny Hoarder Staff is a team of writers and editors dedicated to helping readers make smarter financial decisions. We cover ways to make and save money, as well as topics including debt, credit, banking and budgeting. Many articles are created and maintained collaboratively and published under The Penny Hoarder Staff when multiple contributors have worked on the content. All content published under The Penny Hoarder Staff is regularly reviewed and maintained by members of our editorial team to ensure accuracy, clarity and relevance. Articles may include a “Reviewed by” line to show who is responsible for the content.
Apr 6, 2026
This Nifty Rhyme Will Help Keep Your Christmas Spending for Kids in Check
Let’s be real: Christmas is expensive. But saving money on gifts is possible. Here’s how one mom of four used the four-gift rule to stay within her budget.
Apr 18, 2026
Danielle Braff's profile page
Danielle Braff is a Chicago writer whose work has appeared in the New York Times, Washington Post, Real Simple and more. Danielle has a graduate degree in musicology from Oxford University and another in journalism from Northwestern University. She lives with her husband, two daughters, two cats and a dog. When she's not writing, you can find her reading or planning her next vacation. Read more by her at www.Daniellebraff.com.
Apr 18, 2026
6 Free Budgeting Templates To Help You Save In 2025
When it comes to budgeting, sometimes paper and pen (or app and finger) just don’t cut it. So we found the best free budget spreadsheets to help get the job done.
Apr 18, 2026