Personal finance systems for spending, saving, debt, and investing.
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Budget Planner
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Lifelock Review
LifeLock offers identity theft protection that can come complete with antivirus software if you prefer. You can also choose among several different plans, including one that comes with up to $1 million in insurance for stolen funds reimbursement if you're the victim of identity theft. If you’re i
Apr 25, 2026
Here’s How to Get up to 5% Cash Back at Amazon Without Clipping Any Coupons
You might’ve seen the TV commercials, so now you’re wondering, what is Rakuten? Rakuten is one of the easiest ways to earn cash back while shopping online. We’ll show you how.
Apr 4, 2026
I Felt Like My Paycheck Was Disappearing — Until I Did This
Tracking my spending for a month helped me spot price hikes and subscription creep, plus save some cash.
Apr 25, 2026
Want To Save More Cash? Try This 6-Day Saving Plan
Small changes can do more for your wallet than strict budgets ever did. This six-day savings challenge keeps things easy, repeatable and doable. It’s about forming habits, not chasing perfection. If traditional saving hasn’t worked for you, here’s what makes this method different—and why it’s gaining traction. Short And Effective Leeloo The First/Pexels Saving money...
Apr 3, 2026
Dear Penny: Is My Huge Paycheck Scaring Away the Men I Date?
Dear K., Pretend you’re having the salary talk with a guy you’re dating. You go into the conversation expecting that you’ll be the higher earner. But then the man surprises you. How would you feel if he reveals he earns three or four times more than you do? My gut reaction to reading your letter...
Apr 18, 2026
Best Student Loan Refinance Lenders: Our Top Picks
Refinancing student loans helps you decrease the amount of interest paid on your debt. We have compared the best student loan refinance rates for you.
May 9, 2026
What You Should Know About Samsung Pay
If you own a Samsung Galaxy device, there’s a strong probability that your device supports Samsung Pay, the company’s mobile payment and digital wallet service. Using Samsung Pay, you can leave your credit and debit cards — even your loyalty cards — in your purse, bag or wallet. Simply tap your smartphone or watch to...
Apr 18, 2026
Glassdoor vs. Indeed: 2023 Comparison
Don’t know which job board to use? We’ve compared two of the top search engines — Glassdoor vs Indeed — to help you make a smart decision.
Apr 18, 2026
Retail Arbitrage: How Buying and Reselling Online Can Make You Money
Online shopping has been on the rise for decades, but COVID-19 has dramatically changed the game. The rise of online shopping has led to the rise of retail arbitrage, which — with a bit of know-how and some start-up cash — can become a new revenue stream. In this article, we’ll discuss: What Is Retail...
Apr 4, 2026
What Is A 401(k)? A Beginner’s Guide
A 401(k) is an employer-sponsored retirement plan. Tax benefits and potential employer matching contributions make 401(k)s a wonderful way to save for retirement.
Apr 25, 2026
5 Affordable Laundry Delivery Services That Let You Take a Load Off
Laundry delivery services might seem like a luxury to some, but in an age when you can get just about anything picked up or delivered (yes, even your groceries), wash and fold services are quickly becoming the new norm. For busy parents, world travelers or just a career-minded person on the cusp of that next...
Apr 18, 2026
Dana Miranda, CEPF®'s profile page
Dana Miranda is a Certified Educator in Personal Finance® and author of YOU DON’T NEED A BUDGET. She’s written about work and money for publications including Forbes, The New York Times, CNBC, Insider, Fortune and a column for Inc. Magazine. She writes Healthy Rich, a newsletter about how capitalism impacts the ways we think, teach and talk about money.
Apr 18, 2026