Personal finance systems for spending, saving, debt, and investing.
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Budget Planner
Articles filed under Budget Planner.
What Is A 401(k)? A Beginner’s Guide
A 401(k) is an employer-sponsored retirement plan. Tax benefits and potential employer matching contributions make 401(k)s a wonderful way to save for retirement.
Apr 25, 2026
5 Affordable Laundry Delivery Services That Let You Take a Load Off
Laundry delivery services might seem like a luxury to some, but in an age when you can get just about anything picked up or delivered (yes, even your groceries), wash and fold services are quickly becoming the new norm. For busy parents, world travelers or just a career-minded person on the cusp of that next...
Apr 18, 2026
Dana Miranda, CEPF®'s profile page
Dana Miranda is a Certified Educator in Personal Finance® and author of YOU DON’T NEED A BUDGET. She’s written about work and money for publications including Forbes, The New York Times, CNBC, Insider, Fortune and a column for Inc. Magazine. She writes Healthy Rich, a newsletter about how capitalism impacts the ways we think, teach and talk about money.
Apr 18, 2026
This Secret Shopping Strategy Could Save You Up to 50%
Here’s a way to pick up electronics, clothes and more for up to 50% off — all you have to do is deal with an open box.
Apr 18, 2026
Safeguard Your Emergency Cash With Smart Storage Options
If a sudden expense pops up, is your emergency fund ready or stuck in the wrong spot? This list breaks down the best and worst places to keep your cash, helping you find safe options that you can access fast when it matters most. Let's rethink what "safe" really means. Right: High-Yield Savings satheeshsankaran/Pixabay A...
Apr 18, 2026
I'm a Personal Finance Expert: Here Are 6 Clever Ways I Save Money
I switched my cell phone plan, changed my internet and sold my car. These shifts quietly saved me thousands.
Jun 13, 2026
Meta to Cut 10% of Workforce in Latest AI-Driven Tech Layoffs
So far in 2026, roughly 98 tech companies have laid off over 92,000 workers, according to layoffs.fyi.
Jun 13, 2026
What is Voluntary Repossession?
If you can no longer afford your car payments, you can return the car to the lender in an exchange called a voluntary repossession. Learn how it works and how it impacts your credit score.
Jun 13, 2026
What Is the Average Credit Score for My Age?
Here’s a look at the average credit score by age according to FICO and VantageScore. Learn where your score falls and get tips for building credit at any age.
Jun 13, 2026
Our 11 Top Picks for Best Savings Accounts for April 2026
We compared interest rates and ease of access to funds to help you pick the best savings account for your needs.
Apr 18, 2026
How to Stop Impulse Buying: 12 Ways to Quit Mindless Shopping
Impulse buying can wreak havoc on your bank account. Here’s how to cut that mindless shopping habit out of your life.
Apr 18, 2026
Luxury Gifts For Women
The best luxury gifts for women go beyond the price tag. We asked a personal stylist how to find a luxury gift for women she’ll cherish forever.
Apr 25, 2026