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Budget Planner
Articles filed under Budget Planner.
Grace Schweizer's profile page
Grace Schweizer is the email content writer at The Penny Hoarder. Before that, she wrote about college, travel, beauty and fashion. Grace received her professional writing degree from the University of South Florida, and has been paying for it ever since. Once the student loans are gone, she’s got big plans to live a debt-free life — one that hopefully involves a lot of travel and maybe even a renovated school bus. When Grace isn’t writing about finances, she’s enjoying the very best that Florida has to offer — namely the air-conditioning. And, uh, sure, the beaches are nice, too.
Apr 18, 2026
How to Manage Slump Months When Your Income Fluctuates
Self employed? Don’t let slow months get you down. With some foresight — and help from these tips — you can plan ahead for the inevitable lean times.
Apr 18, 2026
How To Lower Your Healthcare Expenses When You’re On A Tight Budget
Healthcare bills can hit hard, especially when money’s tight. It's easy to feel overwhelmed by medical costs, but what if there were simple ways to keep your expenses in check? This read has a handful of smart ideas that can help save money on healthcare. Maximize Your Health Insurance Benefits National Cancer Institute/Unsplash Insurance benefits...
Apr 18, 2026
How to Budget on a Low Income Without Feeling Defeated
Budgeting is no one’s favorite activity. It can feel especially draining when your income barely covers your bills. As a result, you may feel stuck when it comes to how to budget on a low income. Even with the help of a budgeting app, like Rocket Money, it may feel overwhelming at first to try...
Apr 18, 2026
Which Budgeting Method Is Right for You? Take This Quiz to Find Out
If you’ve read a bunch about budgeting but still feel lost, you’ve come to the right place. Not all budgeting methods are created equal. And certain strategies for creating and maintaining a budget can be intimidating for beginners or difficult for particular financial situations. Before starting a spreadsheet or investing in a budgeting binder, take...
Apr 18, 2026
Have a Bunch of Old Cords and Cables? Here’s What to Do With Them
Just about everyone has a box of old cords and cables in their basement or junk closet. Every time you buy a new device, you get another charger and the old one gets chucked into the box. If you’re ready to bid goodbye to those old cords, there are ways they can help you make...
Apr 18, 2026
Dear Penny: Am I Cheap if I Refuse to Attend Co-Workers’ Birthday Lunches?
Dear D., I agree with you in principle. You should be free to use your unpaid time however you want. Situations like these can get awkward, especially in small offices. These events may technically be optional, but they feel mandatory when your absence would be noticed. So no, I don’t think you’re being a sour...
Apr 18, 2026
The Gig Economy: Modern Term, Classic Concept
Gig work represents flexible jobs, and includes driving for a rideshare company, freelancing, tutoring and more.
Jun 13, 2026
Equity Compensation: Quick-start Guide to Plans and Benefits
Equity compensation is noncash pay providing ownership in an employer. It may include stock options, RSUs, RSAs, ESPPs, performance shares, SARs or phantom stock.
Jun 13, 2026
Fisher Investments Review 2026
Fisher Investments offers customized portfolios built around the investing philosophy of Ken Fisher for high-net-worth individuals.
Apr 3, 2026
Recycle? Nope — 26 Ways to Reuse Your Amazon Boxes and Save Money
If you feel like someday you’ll be buried alive in a collapsing pile of Amazon boxes, you’re not alone. Lots of online shoppers end up digging out from masses of corrugated cardboard boxes or find themselves playing box Jenga in the garage. This will be especially true after the holidays. [tphshortcode class="organic-in-content-desktop"][tphshortcode class="organic-in-content-mobile"] And sure,...
Apr 18, 2026
Robert Bruce's profile page
Robert Bruce is a former senior staff writer at The Penny Hoarder covering earning, saving and managing money. He has written about personal finance for more than a decade, including several years as a lead writer for Ramsey Solutions. He has been published in Nashville Lifestyles and Style Blueprint magazines. Robert currently lives debt-free and loves helping others do the same thing. He lives in Nashville with his wife and two sons.
Apr 6, 2026