Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Debt Management
Articles filed under Debt Management.
Here’s How Low-Income Credit Unions Can Help You Avoid Payday Lenders
Banks can be unaffordable unless you can meet the often prohibitively high monthly balance to avoid service fees. But the alternative for many ends up being even more expensive — in the form of check-cashing services, prepaid debit cards and payday loans. An estimated 6% of Americans were considered unbanked — without a checking or...
Apr 18, 2026
Dear Penny: Can My Mom Stop Paying Her Zombie Debt Without Hurting Her Credit?
Dear Penny: Debt collectors scared my mom into restarting payments on an old debt. Can she stop paying without hurting her credit?
Apr 18, 2026
These Grocery Stores Will Give You a Free Turkey for Thanksgiving
Who’s excited for Thanksgiving? If your answer is “Everyone… except my wallet,” we’ve got you covered. Here’s where you can get a free turkey for Thanksgiving this year.
Apr 4, 2026
Love to Wake Up Early? Here are 16 Perfect Jobs for Early Birds
For many people, getting up bright and early is the best way to get a jump-start on their workday. A quick run, followed by a shower and a cup of coffee, gets these early birds off on the right foot. If you find yourself in that category as a morning person, your career options are...
Apr 18, 2026
Mortgage Rates Today: April 22, 2026 – Rates Stand Still
The average interest rate on a 30-year fixed mortgage fell by 0.00 percentage points in the last week to 6.27%, according to the Mortgage Research Center.
Apr 25, 2026
What is Bankruptcy & How to Avoid It
What is bankruptcy? For some people, it’s the only way out of debt. Here’s what to know if you’re considering filing for bankruptcy.
Apr 18, 2026
10 Companies That Offer Holiday Greeting Cards — And What You Can Expect to Pay
It’s almost time. Before long, you’ll see the holiday greeting cards trickling in every day — filled with the smiling faces and coordinated outfits from your family members and friends all over. If you haven’t begun creating your holiday card yet, you still have plenty of time. To help you focus on what company’s card...
Apr 4, 2026
Make Up to $50 an Hour With Freelance Bartending Side Hustle
Freelance bartending is a great side gig that doesn’t require bartending school and can earn you good extra money whether you're working large events or something more intimate. Freelance bartenders can make anywhere from $20 to $50 per hour — and sometimes more — according to freelance bartenders we interviewed. That’s before tips, and those...
Apr 3, 2026
You Should Probably Freeze Your Credit. Here’s Why
Data breaches are increasingly common in today’s interconnected world, but you have access to a free tool that can protect you. Here’s how to freeze your credit.
Apr 18, 2026
How to Get Cash from a Credit Card: What to Know About Cash Advances
When trying to keep up with your finances, you can still get hit with an unexpected expense that throws your budget for a loop. It’s often possible to get a cash advance from your credit card if you need cash quickly. However, even though turning to your credit card might be an option, it’s often...
Apr 18, 2026
6 Online Shopping Sites That Are Off the Beaten Path
Almost all of us do some shopping online. It’s just so easy: You point and click, then go to your “cart” and pay for your order. Boom, you’re done. If you’re shopping only on Amazon or eBay or Etsy, though, you’re missing out on some really good deals. We scouted out a bunch of obscure...
Apr 4, 2026
Additional Expenses 101: Here Are 5 Hidden Costs of College
How much does college cost? If you’re already listing tuition, books and room and board, that’s a good start. But it’s just the beginning. College expenses extend well beyond the sticker price that universities typically provide in your financial award letter and can leave you scrambling to cover the extras. “You could add $5,000 to...
Apr 18, 2026
Page 1