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Articles filed under Investing.
How the Federal Funds Rate Affects You
The federal funds rate — which is set by the Federal Reserve — influences everything from the cost of borrowing to how much you earn on savings. When the Fed adjusts this rate, it sets off a chain reaction that affects consumer loans, credit card APRs, mortgage rates and more. Here’s everything you need to...
Apr 18, 2026
What Happens to Your Robinhood Account and Crypto When You Die? The Answer May Surprise You
Estate planning has long provided mechanisms for passing on bank accounts and retirement accounts such as IRAs and 401(k)s. In most cases, the owner designates a beneficiary, which provides for a smooth transfer of assets after the owner’s death. But what about newer digital assets, like money in your Robinhood portfolio? Or the balance of...
Apr 18, 2026
Why You Should Be Passive Investing: A Beginner-Friendly Guide
When it comes to making money, the word “passive” gets people’s attention. On the one hand, this sounds positive — I can make money doing nothing? On the other hand, it feels as if there must be some catch. But with passive investing, the word isn’t meant to be taken so literally. Passive investing serves...
Apr 18, 2026
The 11-Word Phrase That’s Supposed to Stop Debt Collectors: Does it Work?
Debt can feel stressful and overwhelming, especially when you’re struggling with payments. And if you end up on the receiving end of a debt collector’s call, it can feel scary. But while it’s tempting to ignore debt collectors, that can even make the situation worse. You know what else is not a good idea? Uttering...
Apr 18, 2026
11 Smart Ways to Save Money on Your College Textbooks
Trying to save money in college? Look no further than your list of textbooks. We’ve found 10 easy ways to save a ton of cash on your college textbooks — no matter what or where you study.
Apr 18, 2026
What Happens if Your Parents Stop Paying on Your Student Loans?
Student loan debt is an ongoing problem in the U.S. — one-fifth of college graduates still owe on the funds they borrowed for their education. If you’re one of the graduates repaying student loans, shelling out the money each month can be a challenge, especially with all your other expenses. But for some students, parents...
Apr 4, 2026
Stick to the Plan! 7-Step Guide to Making Money From Systematic Investing
People are often afraid to invest in the stock market because they’re worried about buying at the wrong time and losing money. Some may also believe they don’t have enough money to start systematic investing, which is a smart way to make money over time. It’s natural to be afraid of the unknown, but the...
Apr 4, 2026
Public App Review 2025: Pros and Cons
It’s clear from the popularity of online forums about investing (hi, Reddit), that a lot of beginner investors value the advice of fellow investors as much as — or more than — that of an actual financial advisor. So it was only a matter of time before an investment app built the community right into...
Apr 18, 2026
Scared to Invest? This App Has Experts Who Manage Your Investments For You
Scared to invest? This app has experts who’ll help manage your stocks for you. They’re humans, not just robots sticking your money in index funds.
Apr 4, 2026
NetCredit Personal Loans 2023 Review
There are places to get loans even if your credit score has fallen off the cliff. You may need that extra money for a medical or housing emergency despite the fact you have other financial obligations or are not making a top salary. NetCredit is a lender that caters to clients with low credit ratings....
Apr 4, 2026
Donating on Giving Tuesday? Here’s How It Could Help You Come Tax Time
The holidays are a time for giving — not just getting. But if you’re hoarding your pennies like we are, then donating to charity may not be your top priority. But after we enjoy Black Friday and Cyber Monday, it will be time for Giving Tuesday. Instead of buying more stuff, this international movement is...
Apr 4, 2026
Concierge Medicine: Is Extra Time With a Doctor Worth the Extra Cost?
Modern medicine is so frustrating. First you wait weeks for an appointment — or months. Then you sit and cool your heels in the waiting room. Then some staffer asks you a bunch of questions. Finally you get an impersonal 10-minute consultation with your actual doctor before they have to move on to their next...
Apr 4, 2026