Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Articles filed under Investing.

Here’s why saving money will never get you to retirement — and here’s what you should be doing instead.
Apr 4, 2026

If you own a home, your mortgage payment is probably your biggest monthly expense. But what if you could eliminate that huge financial obligation ahead of schedule — and own your home free and clear? There are a few tried-and-true ways to pay off your mortgage early. This includes simple changes like making an extra...
Apr 18, 2026

Here’s how to manage your money like a CEO, with six strategic tips. You’re in charge of your finances, so it’s time to act like a boss.
Apr 4, 2026

Money orders are a secure — and relatively cheap — way to transfer money instead of using cash, credit cards or checks. With a money order, you don’t share routing and account numbers as you do with a personal check. The maximum amount for a money order is $1,000, so this is not a great...
Apr 4, 2026

Life ain’t perfect. And given how difficult it can be to reach financial goals (or even just make ends meet), sometimes, our banking and credit histories aren’t perfect, either. Even if you’ve got negative information on your ChexSystems record, which is like a credit report for your banking habits, you likely need a checking account. And while...
Apr 4, 2026

It’s just about the cheapest wine out there — but do you get what you pay for? One penny-hoarding, wine-loving writer tasted all the different kinds of Two-Buck Chuck to find out.
Apr 18, 2026

Insurance can be overwhelming and confusing. Luckily, we’ve taken a look at 12 types of insurance to see what they offer — and if they’re worth your money.
Apr 4, 2026

Do you have financial red flags popping up in your life? (Spoiler: Most of us do.) Here are several common signs for concern and simple ways to address them this week.
Apr 4, 2026

Dear Retired, The IRS sure does get bossy about how we save and spend our retirement money, huh? Blame the labyrinth of rules on those sweet tax breaks we get with retirement accounts. Uncle Sam’s kindness has a limit. Before I answer your questions, a quick primer on RMDs: These are the distributions the IRS...
Apr 4, 2026

Here’s how homeowners can get cash this month — without selling or taking out a loan. It’s an innovative new way to tap into your home equity.
Apr 4, 2026

If you’re looking to save money but you want convenient checking features, a money market account could be right for you.
Apr 18, 2026

Choosing a bank account is a big deal. After all, you’re handing the institution what’s most likely the majority of your money for safekeeping. You want to make sure it’s actually safe. You also need to be able to access that cash for all your day-to-day operations, like paying bills or coughing up for your...
Apr 18, 2026