Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Investing
Articles filed under Investing.
How to Gift 529 Contributions
To make 529 gifts, open a new 529 account for the beneficiary or contribute to an existing one. Talk with an advisor if gifting more than the gift tax limit.
Jun 13, 2026
What Is a Stockbroker?
A broker is a person or company that buys and sell stocks or other investments on behalf of investors. Many investors use an online broker, which may offer commission-free trades.
Jun 13, 2026
Why I Use M1 Finance (Even Though it Doesn’t Score the Highest)
I went from testing M1 Finance for work to using it in my personal investing because its niche offering filled a void in my investing plan. Here's why.
Jun 13, 2026
List of 529 Plans: Find the Best One for You
A 529 plan is an investment account that offers a tax-advantaged way to save for qualified education costs. The best 529 plans have low fees.
Jun 13, 2026
Trump Administration Will Only Fund Partial SNAP in November
A federal judge has ordered the government to release SNAP funds during the shutdown, temporarily restoring food aid for millions of Americans.
Jun 13, 2026
What Is a Coverdell Education Savings Account?
A Coverdell education savings account is a tax-advantaged trust or custodial account used to save for educational expenses.
Jun 13, 2026
Donor-Advised Funds: Definition, How They Work
A donor-advised fund, or DAF, is an account for assets you donate to charity over time. See how donor-advised funds work, their tax benefits and who qualifies.
Jun 13, 2026
Qualified Small Business Stock (QSBS): Guide and Benefits
Qualified small business stock (QSBS) is stock in which any profits from its sale are not subject to capital gains tax if the stock is held for a minimum period.
Jun 13, 2026
UTMA & UGMA Custodial Accounts: Overview, Benefits
A UTMA or UGMA account is a taxable investment account that an adult custodian controls on behalf of a minor until the child becomes a legal adult.
Jun 13, 2026
I Bonds Explained: Inflation-Protected Savings for Investors
I bonds are savings bonds that protect against inflation. I bonds have a fixed interest rate plus an inflation rate that adjusts twice a year based on CPI changes.
Jun 13, 2026
Qualified Opportunity Funds: How QOFs Work, Pros, Cons
Qualified opportunity funds (QOFs) pool money to invest in businesses or properties in distressed areas. Investors get preferential capital gains tax treatment.
Jun 13, 2026
How Rate Cuts Affect CDs, Treasurys and Savings Accounts
Some saving and investing products are more sensitive to rate cuts than others. Here's how CDs, cash accounts, Treasurys and savings accounts will respond to rate cuts.
Jun 13, 2026