Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Investing
Articles filed under Investing.
Dear Penny: Can My 17-Year-Old Grandson Invest in a Roth IRA?
Dear J., In theory, this is a great idea. The big advantage of a Roth IRA is that you pay upfront taxes on the money you invest in exchange for unlimited tax-free growth. Since your grandson is 17, I’m guessing he doesn’t have a big tax bill. If he has the discipline not to touch...
Apr 18, 2026
Here Are Older People’s 5 Biggest Financial Regrets and How to Avoid Them
We all make mistakes, and we all have regrets. That’s part of the deal when you’re a human being. We got to wondering: What do old people regret the most, financially speaking? If they could go back in time, what would they do differently — especially when it comes to money? A researcher at the...
Apr 4, 2026
Yes, You Can Buy Crypto on PayPal — But Should You?
Since October 2020, any PayPal user in the U.S. can buy, sell and hold Bitcoin. But there’s a big catch, according to cryptocurrency experts: Any cryptocurrency you buy on PayPal isn't technically yours. You can’t transfer your cryptocurrency purchases off the platform unless you cash them out to U.S. dollars first. That may not seem...
Apr 18, 2026
How to Host a Holiday Cookie Exchange
Who knew that saving money could be so delicious? Holidays are often associated with certain foods, and both Christmas and Hanukkah bring to mind visions of cookies and other sweet treats. However, the holidays also bring a lot of time and money pressures. Why not consider a holiday cookie exchange? It could be a fun,...
Apr 18, 2026
Investing in Gold: the Pros, the Cons and Whether to Even Invest at All
Human beings have been hoarding gold since biblical times, and that’s never changed. In fact, gold is having kind of a moment right now. The price of gold is up. More people are investing in gold because they’re afraid of stock market fluctuations and the possibility of a recession. And for the first time in...
Apr 18, 2026
Don’t Gamble on Meme Stocks. 3 Safer Strategies from a Financial Planner
Don’t gamble on trendy “meme” stocks like GameStop that are being talked up online. Here are three safer strategies from a financial planner.
Apr 3, 2026
3 Essential Lessons From GameStop’s Shocking Highs and Lows
Pretend you invested $10,000 in GameStop stock at 10 a.m. Eastern time Thursday. You would’ve had $2,684 by 11:20 a.m. By 2:10 p.m., you’d have been back in the black with $10,481. By Wall Street’s close at 4 p.m., your $10,000 investment would have come crashing back down to $4,124. By 5:41 p.m., after-hour trading...
Apr 18, 2026
Is 2023 a Good Time to Invest? Plus 4 Other Pressing Money Questions — Answered
Is 2022 a good time to invest? Plus five more pressing money questions from our readers — answered by a certified financial planner.
Apr 4, 2026
Dear Penny: Can I Keep My $150K Inheritance Secret From My Kids’ Dad?
Dear K., Suppose your kids’ father would somehow learn of your inheritance. It really wouldn’t matter because he wouldn’t be entitled to it. Even when two people are married, inheritances and gifts belong solely to the inheriting spouse. So the worst-case scenario is that your ex finds out about your $150,000 windfall, asks you for...
Apr 18, 2026
39 Totally Free Ways to Treat Yo Self
We’re firm believers in self-pampering here at The Penny Hoarder — but indulging doesn’t have to mean destroying your budget! Here are 39 totally free ways to treat yo self.
Apr 18, 2026
Myra Robinson's profile page
Content published by Myra Robinson
Apr 18, 2026
Vanguard Review 2026: Pros, Cons and How It Compares
NerdWallet's brokerage experts review Vanguard, a leader in low-cost investing that gears its offerings to long-term retirement investors.
Apr 4, 2026