Personal finance systems for spending, saving, debt, and investing.
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Articles filed under Retirement.

A 401(k) retirement savings plan is an essential benefit for employees. For businesses, picking the right plan from the countless options available can be tricky.
May 2, 2026

Want to work from home? These solid companies have awesome BBB grades and let you set your own schedule…
Apr 4, 2026

Contributor Whitney Hansen covers banking, credit cards and investing for The Penny Hoarder. She also writes on other personal finance topics.
Apr 18, 2026

You’ve probably heard just how important it is to have a diversified portfolio. That’s stock market speak for “Don’t put all your eggs in one basket.” But you’d need to invest in a lot of companies to achieve diversity on your own. Many investors say you’d need a minimum of 25 to 30 stocks. Where...
Apr 18, 2026

Extra coffee pot? Sell it online. Unused clothes? Sell them online. With these 15 apps and websites, you can sell stuff online and declutter your life.
Apr 4, 2026

Forbes Advisor has compiled this history as a handy guide to the course of the federal funds rate and the Federal Reserve’s monetary policy decisions over the last 35 years.
Apr 25, 2026

What’s scarier: The medical emergency or the bill after? If you have medical bills piling up that you can’t afford, here’s a Penny Hoarder guide to paying them.
Apr 18, 2026

This quick guide will help you start saving—or start saving more—for retirement.
Apr 25, 2026

If you’re a little crafty but draw the line at dragging out the sewing machine, you’re in good company. But that doesn't mean you can't find crafts to make and sell. Mason jars and bath bombs aside, there are many clever ideas for easy crafts to make and sell that don’t require sewing skills or...
Apr 4, 2026

The budget-by-paycheck method combines three different budgeting strategies into one comprehensive system.
Apr 18, 2026

Have you ever wanted to shave $50 off your credit card bill? Get a free gift card to your favorite store? Or hop on a plane to Europe without paying a cent? All of that is possible with credit card rewards. If you have strong enough credit to qualify for one or more rewards credit...
Apr 18, 2026

If you’re on Social Security, you can expect your check to increase by 3.2% in January. That’s a much smaller cost-of-living adjustment than recipients got in 2023 (8.7%). The Social Security Administration made the announcement Oct. 12, the same day new inflation numbers were released. Here’s what that will look like for the average Social...
Apr 18, 2026