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Articles filed under Retirement.
This Free App Will Help You Find $0 Items on Facebook Marketplace
Getting free stuff is amazing. Scoring free items from local listings on Facebook Marketplace, Nextdoor and OfferUp can help you save tons of money — and that deal-finding adrenaline rush is hard to beat. But snagging those zero-dollar deals on community buy-sell pages is tough. Free items can get marked as sold in a matter...
Apr 4, 2026
Who’s in Charge of Your Finances If You Can’t Be? Make It Official ✅
Imagine you suddenly become incapacitated because of illness, injury or old age. Or, maybe you don’t feel as sharp as you used to. Who would make decisions about your health care, finances and overall well-being? If you’ve created a durable power of attorney, the answer is easy. This legal document empowers someone you trust to...
Apr 18, 2026
How to Set Financial Goals — The Kind You Can Actually Stick to
What do you want to do with your money? Don’t know? Don’t worry. Here’s our ultimate guide to how to set financial goals — and actually achieve them.
Apr 18, 2026
Do You Need a Second Credit Card? 6 Things to Consider
Consumers opened 233 million new credit card accounts in the second quarter of 2022 — the highest seen since 2008, according to a report from the Federal Reserve Bank of New York. You might be looking at your own wallet and wondering: Should I get a second credit card? It turns out having two credit...
Apr 18, 2026
What Is Social Security?
Social Security is an essential program that provides a social safety net to older Americans. Here is what Social Security is and how to benefit from it.
Jul 11, 2026
Travel on a Dime: Tips for Planning a Dream Retirement Vacation Under $1,000
It’s getting expensive to get away. Many people budget $2,000 to $5,000 for each vacation. A big chunk of that goes to airfare and lodging. That’s a lot of money, especially if you’re a retiree on a fixed income. But don’t despair. If you’re willing to be flexible, creative and plan ahead, you can make...
Apr 18, 2026
401(k) Alert! Big Changes Are Coming—Are You Ready?
If you have a 401(k), or plan to have one soon, you might want to know about the SECURE 2.0 Act. This very official sounding piece of legislation passed in December 2022 but set the stage for 401(k) changes in 2025. These adjustments aim to make retirement savings more accessible, efficient and robust. Let’s talk...
Apr 18, 2026
Serve the Public? Asking These 7 Questions Could Crush Your Student Loans
If you’re choosing a career based on whether you’ll receive loan forgiveness, you could be in for a looonnng 10 years. But if you have your heart set on serving the public — at a non-profit or government entity — and are facing a mountain of student loans, then the Public Service Loan Forgiveness (PSLF)...
Apr 18, 2026
The Surprising Reason Car Buyers are Putting Down Bigger Down Payments
Your car down payment is getting higher, but so are your average monthly payments, a new Edmunds report shows.
Apr 18, 2026
This Calculator Can Help You Figure Out How to Save $700K for Retirement
Don’t think you can save $700,000 for retirement? We have some ideas for you, starting with a cool new retirement calculator.
Apr 18, 2026
Can You Still Get Social Security If You Move Abroad?
You want your retirement dollars to stretch a little further somewhere with sunshine and cheaper health care. But there's one thing you can't leave behind: your Social Security check. The idea of it disappearing once you cross a border is enough to make anyone hesitate mid-escape plan. So, here’s what you need to know before...
Apr 18, 2026
Timothy Moore's profile page
Timothy Moore covers bank accounts, loans, insurance and credit cards for The Penny Hoarder from his home base in Cincinnati. He has worked in editing and graphic design for a marketing agency, a global research firm and a major print publication. He covers a variety of other topics, including travel, taxes, budgeting, pet care and automotive. He's worked in the field since 2012 with publications such as The Penny Hoarder, Insider, Sound Dollar, Chime, SoFi, Debt.com, Ladders, WDW Magazine and Glassdoor.
Apr 18, 2026