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What Is Debt?

Debt Management

What Is Debt?

The word “debt” has a way of making people feel uneasy. It brings to mind late payment notices, collection calls and maxed-out credit cards. But at its core, debt is simply money you’ve borrowed that you’ve agreed to pay back — often with interest. And here’s the thing: almost everyone has some form of debt....

Apr 18, 2026

Want an Even Bigger Refund? Go for Tax Credits over Deductions

Retirement

Want an Even Bigger Refund? Go for Tax Credits over Deductions

While using tax preparation software or even better, a professional tax preparer can ease the burden of preparing your annual taxes, there’s still some work you’ll have to do on your end. The silver lining of filing a tax return is the potential promise of a refund. And one of the best ways to land...

Apr 18, 2026

Julie Mayfield's profile page

Investing

Julie Mayfield's profile page

Content published by Julie Mayfield

Apr 4, 2026

Ward Off the Panic of Bad Tires and the Scary Check Engine Light

Insurance

Ward Off the Panic of Bad Tires and the Scary Check Engine Light

Dread going to the mechanic? Your nerves probably have a lot to do with not being prepared to pay a repair bill. The solution? Budget for car maintenance and repairs.

Apr 18, 2026

Only about 10% of Americans Itemize Tax Deductions

Insurance

Only about 10% of Americans Itemize Tax Deductions

What are deductions anyway? This guide will help you find all the tax deductions you qualify for, whether you itemize or not.

Apr 4, 2026

Looking for the Cheapest Grocery Store Near You? We Found It

Budget Planner

Looking for the Cheapest Grocery Store Near You? We Found It

You asked, we answered. This is the cheapest place to buy groceries according to a side-by-side cost comparison of food prices.

Apr 4, 2026

Why Rich People Drive Cheap Cars, and Why You Should Too

Investing

Why Rich People Drive Cheap Cars, and Why You Should Too

If you were rich, what kind of car would you drive? A Bentley? A Porsche or a Ferrari? Maybe a $100,000 Tesla Model X? How about a Lamborghini, to be really obnoxious? Ah, but here’s a little-known fact: Most rich people don’t actually drive fancy cars. It’s true. When Experian Automotive pondered which cars the...

Apr 4, 2026

14 Best Personal Loan Lenders of 2025

Debt Management

14 Best Personal Loan Lenders of 2025

Personal loans can help you pay a big expense or consolidate debt. They often offer a better interest rate than credit cards, so they've become a common financial tool for many people. But you need to choose your lender wisely to get the best deal. Here's our guide to personal loans and the best lenders...

Apr 18, 2026

How Do Personal Loans Work? An Expert’s Guide

Banking & Credit

How Do Personal Loans Work? An Expert’s Guide

Personal loans can be an effective way to consolidate and pay off debt or cover a big purchase, but it's crucial to know how they work before accepting this debt.

Apr 3, 2026

These 12 Free TV Apps Let You Watch Your Favorite Shows — Without the Bill

Budget Planner

These 12 Free TV Apps Let You Watch Your Favorite Shows — Without the Bill

Are you looking for ways to get around rising cable costs? These apps will let you keep your content — for free!

Apr 18, 2026

How to Travel in Retirement When You’re on a Budget

Retirement

How to Travel in Retirement When You’re on a Budget

Retirement is an exciting phase of life. But because of inflation — including rising medical expenses and skyrocketing housing costs — it can be difficult to make ends meet. And if you have a desire for adventure, you may be looking at retirement travel on a budget.  Whether you’re drawing from a retirement account like...

Apr 18, 2026

How Gold Became Valuable, And If It’s Still a Good Investment

Investing

How Gold Became Valuable, And If It’s Still a Good Investment

Gold has had an enticing allure for most of human history. When someone has an exceptional moral character, they have a heart of gold. When an athlete wins first place in their sport at the Olympics, they win a gold medal. The crowns of kings and queens are made from gold. If you want to...

Apr 18, 2026

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