Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Investing
When she needed help getting out of credit card debt, Katherine turned to SoFi — and saved $12,000 in interest charges.
Apr 18, 2026

Insurance
If you live in San Francisco, you know how expensive it is. Luckily, we found 35 proven ways to make money there, so you can actually enjoy it.
Apr 18, 2026

Debt Management
Sometimes, you just need a job. Maybe you need extra cash. Maybe you’re making a career transition and need some time to sort things out but still have cash flow. Or maybe you’re reentering the workforce after some time away to be a caretaker. Whatever the case may be, you need a way to make...
Apr 4, 2026

Debt Management
A six-figure salary may seem like a milestone of financial security. Yet, many who hit this income benchmark still find themselves grappling with financial challenges. How is this possible? Let's explore five reasons why even high earners can face money problems – and offer solutions for navigating these pitfalls. 1. Lifestyle Inflation The Issue: As...
Apr 18, 2026

Investing
David Metzger is a fee-only wealth manager in Chicago. He is a certified financial planner (CFP) and a chartered financial analyst (CFA). He has taught courses on personal financial planning and investing at DePaul University in Chicago and Christian Brothers University in Memphis, Tennessee.
Apr 18, 2026

Retirement
It’s not easy being a millennial these days. For one thing, millennials seem to be feeling the pinch of inflation harder than other generations, such as baby boomers and Gen X. Though overall inflation has slowed, inflation on some things like rent and certain foods is making it tougher to afford everyday costs. That’s also...
Apr 18, 2026

Budget Planner
Figuring out how to cut back on your everyday spending is one thing. Less takeout? Fewer Amazon purchases? Totally doable. But reducing monthly bills — like your phone or internet — is a little tougher. But with Metro by T-Mobile, you can get phone plans (plus high-speed, 5G home internet) for a more affordable price....
Apr 18, 2026

Budget Planner
What’s in a name? A lot, actually. Especially when it comes to store brand vs. name brand grocery items. We often default to certain brands when shopping simply because of the name on the package — and the reputation that comes along with it — thanks to clever advertising. We buy Bounty paper towels because...
Apr 18, 2026

Budget Planner
If you're an iOS user who has some decent solitaire skills, you could be winning some cash with Solitaire Smash. In fact, it's one of The Penny Hoarder's 24 Games That Pay Real Money. Solitaire Smash appeals to both enthusiasts and more casual players. Even players who live in states with restrictions on cash tournaments...
Apr 18, 2026

Retirement
Never jumped on the budgeting bandwagon? You’re not alone. A little over 55% of Americans do not use a budget to manage their hard-earned income, according to a new survey by The Penny Hoarder. A similar 56% of survey respondents said they didn’t know how much money they spent last month. But there’s a good...
Apr 18, 2026

Banking & Credit
The Hawaiian Airlines Business Mastercard's bonus rewards can be valuable for loyal Hawaiian Airlines customers. However, a general travel card may provide more flexibility for business owners.
Apr 25, 2026

Banking & Credit
Managing your money becomes effortless with the right checking account. It streamlines bill payments, everyday purchases and direct deposits, making financial tasks stress-free. If you're looking for an easy, reliable way to handle banking, here's what you need to do to open an account successfully. Determine Your Needs Mikhail Nilov/Pexels Start by thinking about your...
Apr 18, 2026