Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Latest Articles
All articles for the active domain.
Budget Planner
Here’s How to Budget for Home Improvements, Rather Than Rack Up More Debt
Home improvement projects aren’t nearly as fun as those renovation projects you see on HGTV. Tasks like cleaning the HVAC ducts or replacing your roof aren’t as alluring as a fancy kitchen remodel. And in real life, you're typically stuck with paying to get the work done — having to shell out hundreds or thousands...
Apr 18, 2026
Retirement
17 Payday Loan Alternatives for 2024
Payday loans are part of a predatory industry that takes advantage of its position as a last resort for millions of Americans in dire financial straits. If you find yourself in that position, you have more options than you think. Tons of payday loan alternatives can help you get the money, resources or help you...
Apr 18, 2026
Debt Management
20 Last-Minute Christmas Gifts You Can Pick Up on the Way to the Party
Did you forget to pick up a Christmas present (or two)? Don’t worry — we’ve got you covered with 20 last-minute gift ideas.
Apr 4, 2026
Budget Planner
15 Best Growth Stocks
Growth stocks thrive during economic expansions when interest rates are low—here are the best growth stocks.
Apr 3, 2026
Retirement
Dear Penny: Can I Withdraw a Lump Sum From My Late Wife’s IRA and Avoid Taxes?
Dear Living, A beneficiary of a retirement account has to report distributions from the account as part of their gross income in the same way the original account owner would have done. Assuming your wife had reached the age where she had to take a required minimum distribution (RMD) from the account, your distribution amounts are...
Apr 18, 2026
Retirement
Work in Your PJs with These 15 Good-Paying Data Entry Jobs
Demand for data entry jobs from home has seen an enormous increase since the start of the pandemic, and the trend has yet to reverse. If you are looking to pick up extra cash as a side gig or focus on data entry as a main source of income, you’ll want our tips for finding...
Apr 18, 2026
Debt Management
Underwhelmed by That Gift Card You Got? You Still Might Be Able to Use It
Not feeling the gift cards from a well-meaning family member? Don’t sell your gift cards — you may be able to use them at a store you like better.
Apr 3, 2026
Debt Management
9 Ways to Keep More Money in Your Pocket at Tax Time
Want to pay less in taxes — without going to jail? Read on to learn legit tax-saving strategies, like opening an IRA or taking advantage of tax credits.
Apr 4, 2026
Banking & Credit
How Is Trump Handling the Economy?
The Trump economy’s defining feature has been his tariff policies.
Apr 4, 2026
Debt Management
15 Best Places to Retire in Florida on a Budget
Florida has been a retirement hot spot for years, offering a perfect mix of sunny weather, stunning coastlines and great tax breaks. (No state income tax, anyone?) From quaint towns with rich histories to vibrant cities with all the urban trappings, it’s easy to fall in love with Florida. But before you pack your bags,...
Apr 4, 2026
Budget Planner
Nail Your New Year’s Resolutions With These Free Workout Apps
This could be the year of change, the year that you take control of your health and sprint toward a better you. Your fitness journey doesn’t need to leave you broke. Plenty of free workout apps can help you achieve your goals. We’ve picked out our favorite fitness apps that you can download onto your...
Apr 18, 2026
Banking & Credit
Learn the Ways of the Financial World through Video Games
Video games offer a way to escape and have a little fun. But did you know they can also act as tools for financial education? This could be as simple as teaching kids about budgeting, but could also influence a career in the finance world. We’ll look at how some existing games simulate real-world economic...
Apr 18, 2026