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Investing
How Does Ark7 Work? What to Know Before You Invest (2025 Review)
Our Rating: 4.7 out of 5 stars Real estate has always been one of the best ways to build wealth, but let’s be honest—it’s not exactly easy. Buying property the traditional way means dealing with big down payments, mortgage approvals, and the joys (sarcasm) of being a landlord. But what if you could invest in...
Apr 18, 2026
Banking & Credit
7 Reasons Why Your Credit Card Was (Embarrassingly) Declined
If you’re reading this, chances are you just had your credit card declined. Now that you’re recovering from the embarrassment and have found another way to pay, you’re probably trying to figure out — why exactly was my credit card declined? But before you spiral into a panic, or angrily call up your card issuer,...
Apr 18, 2026
Retirement
Here’s How I Cleared 50K in My First Year as a Full-Time Freelance Writer
Nobody ever said freelancing was easy. But with the right game plan, you can make the dream work full-time. Here’s our beginner’s guide to freelance writing jobs.
Apr 18, 2026
Debt Management
LendingTree Personal Loans Review: How the Marketplace Really Works
If you’re in need of some fast cash — and lots of it — you may have considered getting a personal loan. They can help you pay for large expenses like home renovations, unexpected medical bills or even weddings. But narrowing down where to borrow from can get overwhelming. A variety of financial institutions offer...
Apr 18, 2026
Insurance
Dear Penny: Is It Possible for Two Retirees to Buy a Home at Age 70?
Dear Sick, I’m not going to sugarcoat it: Now is an absurdly difficult time to buy a home when you don’t have equity to trade up. Being thrust into the madness of this housing market just as your retirement years are beginning is an especially tough blow. Lenders can’t discriminate on the basis of age....
Apr 18, 2026
Retirement
11 Startup Business Ideas That Won’t Break the Bank
Sometimes we think of starting a business as some major, risky, life-changing expense that will require a huge loan or major funding from investors. But that’s simply not the case. Sure, if you’re opening up a downtown restaurant or a retail outlet, then you’ll probably need big bucks to get off the ground. However, there...
Apr 4, 2026
Banking & Credit
What Is AmEx Pay Over Time and How Does It Work?
Pay Over Time lets you use your AmEx charge card like a credit card, allowing you to finance eligible purchases over time with interest.
Apr 4, 2026
Retirement
Retiring Abroad: What to Know Before You Go
More Americans are considering retiring abroad. According to a 2024 Monmouth survey, 17% of Americans ages 55 and older want to move out of the country, up from 4% in 1974. Living abroad can often bring a better quality of life, access to affordable health care and a slower pace. However, moving overseas isn’t something...
Apr 18, 2026
Budget Planner
50/20/30 Budget Is Perfect if You Want to Save but Still Want a Life
We break down the 50/20/30 rule into a blueprint that shows you exactly how to budget your money each month into three simple categories.
Apr 18, 2026
Debt Management
15 Yard Sale Tricks Every Homeowner Should Know
A successful yard sale requires more than simply placing items on the lawn. With proper planning and presentation, you can attract customers, boost sales and clear out clutter quickly. Here are 15 smart, practical tips every homeowner should know to make their yard sale a standout success. Advertise Early And Often Leeanne Berry/Unsplash Most yard...
Apr 4, 2026
Investing
What’s Values-Based Investing and Why Is It More Important Now Than Ever?
Values-based investing is a hot topic, but what is it and how do you get started? It’s actually easier (and more affordable) than you might think…
Apr 4, 2026
Banking & Credit
LendingClub Bank Review 2023: Checking and Savings Accounts
LendingClub is one of the more interesting online banks we’ve reviewed lately. First up — it is an online bank, which means no physical branches, though that’s not necessarily unusual anymore. What makes LendingClub Bank unique is that it's the first proper mix of fintech and online banking. LendingClub Bank actually started life as Radius...
Apr 18, 2026