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15 Household Culprits Behind Those Painful Utility Bills

Debt Management

15 Household Culprits Behind Those Painful Utility Bills

Something's been eating away at your monthly budget, and it's probably sitting right in your living room. Household appliances have sneaky ways of consuming far more energy than most people realize. The biggest surprise? Many of them never actually stop using electricity, even when you think they're turned off completely. Old Refrigerators (10+ Years) Elimende...

Apr 18, 2026

What Is a Secured Credit Card? Everything You Need to Know

Budget Planner

What Is a Secured Credit Card? Everything You Need to Know

What is a secured credit card and how do you get one? Here’s what you should know before you get a secured card to start building credit.

Apr 18, 2026

Rocket Money Review: Is It Worth the Cost for Budgeting & Subscription Tracking?

Budget Planner

Rocket Money Review: Is It Worth the Cost for Budgeting & Subscription Tracking?

If you want to turbo charge your savings but don’t want to get bogged down by the details, we may have the budgeting app for you. Rocket Money (formerly Truebill) is a personal finance app designed to help users manage spending, cut unnecessary subscriptions and save automatically. It can even negotiate your bills for you,...

Apr 18, 2026

Got a Car? Turn It Into a Moneymaker With These Flexible Side Gigs

Budget Planner

Got a Car? Turn It Into a Moneymaker With These Flexible Side Gigs

Love being on the open road? These seven side gigs are some of the easiest ways to get paid to drive around. Buckle up…

Apr 18, 2026

Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It

Insurance

Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It

Your payment history details your bill-paying habits. Here’s how to manage your record for a higher credit score.

Apr 6, 2026

Haunted by Zombie Debt? Here’s How to Slay Debt That Won’t Die

Debt Management

Haunted by Zombie Debt? Here’s How to Slay Debt That Won’t Die

Zombie debt may sound like a bad pitch for a bank-based horror movie, but it's potentially scarier than the undead. It’s the debt — maybe a medical bill or store credit card you never paid — that’s so old you can’t be sued to pay it. But if a debt collector buys that debt and...

Apr 18, 2026

Here’s How to Save up to $865 for a Future Vacation

Insurance

Here’s How to Save up to $865 for a Future Vacation

Planning a dream vacation is so good for your mental health. Here are 4 ways to add to your budget, to make sure that dream becomes a (very relaxing) reality.

Apr 4, 2026

Medicare Penalties for Late Enrollment: What Are They and How to Avoid Them

Debt Management

Medicare Penalties for Late Enrollment: What Are They and How to Avoid Them

Medicare late enrollment penalties are no joke. They can increase your monthly premium substantially for the rest of your life. That’s right — if you miss the window, the government can penalize you each month for as long as you have Medicare coverage. It’s essential to understand your Medicare options and how these late enrollment...

Apr 4, 2026

Buying a House? An HOA Could Cost You More Than You Think

Debt Management

Buying a House? An HOA Could Cost You More Than You Think

If you’ve never owned a home or lived in a neighborhood or condominium, you may not even think about the homeowners association (HOA) before you make that first purchase. But don’t be caught off guard by HOA rules and fees, which can be sizable and, sometimes, unexpected. What an HOA could cost you is a...

Apr 18, 2026

Carson Kohler's profile page

Budget Planner

Carson Kohler's profile page

Carson Kohler is a former staff writer/editor at The Penny Hoarder.

Apr 4, 2026

Capital One Venture X Increases Bonus to 100,000 Miles

Banking & Credit

Capital One Venture X Increases Bonus to 100,000 Miles

The Capital One Venture X has increased its welcome offer for new cardholders. Find out how it compares and get to know the new spending requirements to earn it.

Apr 4, 2026

19 Unique Ways to Give Cash

Budget Planner

19 Unique Ways to Give Cash

Stuffing cash in an envelope in lieu of buying a gift often gets a bad rap. But let’s be real: Who couldn’t use some extra cash? You’ve never heard of anyone trying to return a cash gift because it wasn’t their size or didn’t suit their taste. And giving money doesn’t have to be impersonal...

Apr 18, 2026

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