Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Latest Articles

All articles for the active domain.

6 Financial Rules That Are Destroying Your Mental Health (And When It’s OK to Break Them)

Insurance

6 Financial Rules That Are Destroying Your Mental Health (And When It’s OK to Break Them)

Don’t let strict money rules stress you out. Here are the best ways to save your mental health — without sacrificing your financial health.

Apr 4, 2026

Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It

Debt Management

Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It

Your payment history details your bill-paying habits. Here’s how to manage your record for a higher credit score.

Apr 18, 2026

NetCredit Personal Loans 2023 Review

Investing

NetCredit Personal Loans 2023 Review

There are places to get loans even if your credit score has fallen off the cliff. You may need that extra money for a medical or housing emergency despite the fact you have other financial obligations or are not making a top salary. NetCredit is a lender that caters to clients with low credit ratings....

Apr 4, 2026

5 Things to Know About the Ambition Credit Card

Banking & Credit

5 Things to Know About the Ambition Credit Card

The Ambition Mastercard from College Ave doesn't charge interest, but it does require a deposit and a monthly fee.

May 2, 2026

Improve Your Finances with These 9 Budgeting Apps

Budget Planner

Improve Your Finances with These 9 Budgeting Apps

We tried eight free and cheap budgeting apps that will help you save money, track your spending and pay off debt. Here’s what we loved and hated about each.

Apr 18, 2026

Dear Penny: I Have $84K in Student Loans. Can I Retire Next Year?

Retirement

Dear Penny: I Have $84K in Student Loans. Can I Retire Next Year?

Is retiring in a year possible when you owe $84,000 in student loans? Dear Penny explores the options for dealing with debt.

Apr 18, 2026

Gift Giving Is Getting Smarter — Here’s How People Are Spending Less

Budget Planner

Gift Giving Is Getting Smarter — Here’s How People Are Spending Less

Gift giving has quietly changed. More people are realizing that thoughtful gifts do not require panic spending or paying full price just because the calendar is staring at you aggressively. Instead of scrambling, shoppers are getting smarter about how they buy gifts. One of the easiest money-saving moves right now is using discounted digital gift...

Apr 18, 2026

How Does a Medicare Grocery Allowance Work — And Do You Qualify?

Retirement

How Does a Medicare Grocery Allowance Work — And Do You Qualify?

Who among us wouldn’t want an extra $100 each month to buy healthy food at our local grocery store? Factor in offering this benefit to older Americans, and it might seem like a no-brainer. Some Medicare plans do offer a grocery benefit, but they’re not common. In fact, original Medicare, the standard version provided by...

Apr 18, 2026

How to Budget for All the New Expenses That Will Come With Your Baby

Insurance

How to Budget for All the New Expenses That Will Come With Your Baby

Welcoming a new baby into your life means welcoming a ton of new expenses. Here’s how to get a handle on budgeting for a baby.

Apr 4, 2026

This Week’s Personal Loan Rates: April 20, 2026—Rates Increase

Debt Management

This Week’s Personal Loan Rates: April 20, 2026—Rates Increase

Personal loan rates increased last week. Explore current three- and five-year APRs, weekly trends and tips to save on borrowing.

Apr 25, 2026

6 Free Budgeting Templates To Help You Save In 2025

Budget Planner

6 Free Budgeting Templates To Help You Save In 2025

When it comes to budgeting, sometimes paper and pen (or app and finger) just don’t cut it. So we found the best free budget spreadsheets to help get the job done.

Apr 18, 2026

5 Things to Know About the Breeze Credit Card

Banking & Credit

5 Things to Know About the Breeze Credit Card

You’ll need to live near an airport that carries Breeze flights — and be a frequent Breeze flyer — to get your money’s worth from the Breeze credit card.

Apr 4, 2026

Page 125