Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Latest Articles

All articles for the active domain.

Thinking Of Loud Budgeting? Here Are 10 Pros And 5 Cons To Consider

Budget Planner

Thinking Of Loud Budgeting? Here Are 10 Pros And 5 Cons To Consider

Loud budgeting has taken over TikTok, turning spreadsheets and savings goals into viral content. What started as a way to be more honest about money has grown into a full-blown movement where people share incomes, expenses and financial wins publicly. Before you join the conversation, take a closer look at the real pros and cons....

Apr 18, 2026

Got a 401(k)? Here’s How to Figure Out What to Do With It

Banking & Credit

Got a 401(k)? Here’s How to Figure Out What to Do With It

How much money do you need to retire, and what’s happening with the cash you contribute to your 401(k)? We found a tool that simplifies complicated financial information and helps you plan ahead for a happy retirement.

Apr 6, 2026

Schwab Intelligent Portfolios Review 2026

Investing

Schwab Intelligent Portfolios Review 2026

Charles Schwab Intelligent Portfolios provides free investment management and handily delivers on diversification. But its $5,000 minimum is relatively high.

Apr 4, 2026

3 Tips for Surviving the Lease When Someone Else Moves Out

Investing

3 Tips for Surviving the Lease When Someone Else Moves Out

Looking for a roommate after your old one bailed? These tips could help finish out your lease by yourself, or hold on until you find a new roommate.

Apr 6, 2026

How to Protect Your Credit Score in Retirement

Banking & Credit

How to Protect Your Credit Score in Retirement

Retirement is the time to put your feet up and enjoy the fruits of your labor. But that doesn’t mean you should let your guard down and completely neglect your finances. While retirement doesn’t directly affect your credit health, how you manage your money during this stage of your life can impact your creditworthiness and ability...

Apr 18, 2026

6 Ways to Cope When You’re Retiring With Student Loan Debt

Investing

6 Ways to Cope When You’re Retiring With Student Loan Debt

Student loans aren’t just a young person’s problem. At the end of 2020, borrowers age 50 or older held about 22% of the nation’s $1.6 trillion student debt burden, the AARP reports. Most of the debt held by 50-plus borrowers is the result of the borrower’s education. But many people have student loans because they...

Apr 18, 2026

Hey, Type A: These 13 Detail-Oriented Jobs Are Perfect for You

Retirement

Hey, Type A: These 13 Detail-Oriented Jobs Are Perfect for You

Start taking color-coded notes! These 11 jobs are perfect for those people looking for Type A personality careers.

Apr 18, 2026

67% of Crypto Investors Would Use Retirement Funds to Buy Bitcoin, Survey Finds

Debt Management

67% of Crypto Investors Would Use Retirement Funds to Buy Bitcoin, Survey Finds

Cryptocurrency investors are planning for the long term, targeting their digital assets toward retirement and future generations. According to a new survey by The Penny Hoarder in partnership with The Kim Komando Show, nearly seven out of 10 cryptocurrency investors said they would invest some of their retirement funds into crypto if given the opportunity....

Apr 4, 2026

Dear Penny: Our Kid Doesn’t Want Me To Sell My Abusive Late Husband’s Property.

Budget Planner

Dear Penny: Our Kid Doesn’t Want Me To Sell My Abusive Late Husband’s Property.

Dear Move On, The simple answer in this situation is that you inherited the land from your husband, so you have the sole right to use it or sell it as you please. Unfortunately, that’s not an easy answer, because this is about much more than money and ownership. A child’s relationship with an abusive...

Apr 18, 2026

This College Grad Paid Off $50K in Student Loans in 18 Months. Here’s How

Debt Management

This College Grad Paid Off $50K in Student Loans in 18 Months. Here’s How

Kelsey Kronmiller was swimming in $118K in student loan debt. Then she stepped up and paid off $50,000 in just 18 months. Here’s how she did it.

Apr 3, 2026

Why Financial Literacy is Important

Budget Planner

Why Financial Literacy is Important

The importance of financial literacy goes beyond paying your bills. When you’re truly financially literate, you understand how to prepare for your future while also taking care of today’s finances.  But if you don’t consider yourself financially literate, you aren’t alone. In fact, according to a recent survey by The Penny Hoarder, 32% of respondents...

Apr 18, 2026

5 Things to Know About the Fortiva Credit Card

Banking & Credit

5 Things to Know About the Fortiva Credit Card

The Fortiva Credit Card skips the security deposit, but it can pack on the fees. Here's what you need to know before applying.

Apr 4, 2026

Page 129