Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Latest Articles
All articles for the active domain.
Budget Planner
Cut Your Water Bill by $300-$700 a Year Without Changing Your Daily Routine
Most of us want to know how to lower our water bill and save water, but we don’t have to depend on remembering to take shorter showers. Instead, take advantage of these non-behavior-dependent ways to save money on water.
Apr 18, 2026
Retirement
How to Sell Online With These 12 Websites and Apps
Extra coffee pot? Sell it online. Unused clothes? Sell them online. With these 15 apps and websites, you can sell stuff online and declutter your life.
Apr 4, 2026
Investing
Insurance Explained: 12 Kinds of Policies — and Which Are Worth It for You
Insurance can be overwhelming and confusing. Luckily, we’ve taken a look at 12 types of insurance to see what they offer — and if they’re worth your money.
Apr 4, 2026
Budget Planner
Federal Funds Rate History 1990 to 2026
Forbes Advisor has compiled this history as a handy guide to the course of the federal funds rate and the Federal Reserve’s monetary policy decisions over the last 35 years.
Apr 25, 2026
Investing
These Are the 8 Financial Red Flags You Should Address Before You Turn 40
Do you have financial red flags popping up in your life? (Spoiler: Most of us do.) Here are several common signs for concern and simple ways to address them this week.
Apr 4, 2026
Budget Planner
5 Ways to Manage Your Subscriptions
Whether you love it or hate it, subscriptions are a thing in today’s world. Rather than paying a single flat fee, we have been roped into a world that requires ongoing payments for some of our favorite services. And with some — such as Netflix — raising prices, being able to better manage your subscriptions...
Apr 18, 2026
Investing
Dear Penny: Can I Keep Saving for Retirement if I’m Already Retired?
Dear Retired, The IRS sure does get bossy about how we save and spend our retirement money, huh? Blame the labyrinth of rules on those sweet tax breaks we get with retirement accounts. Uncle Sam’s kindness has a limit. Before I answer your questions, a quick primer on RMDs: These are the distributions the IRS...
Apr 4, 2026
Insurance
Don’t Flinch at Home Inspection Cost — It Could Save you Thousands
In today’s hot real estate market, there’s a temptation to do anything necessary to get the house your family wants. But one thing you don’t want to do is let the home inspection cost prevent you from having it done, even if the seller suggests it. Jennifer Meadows and her family looked at 37 houses...
Apr 18, 2026
Budget Planner
The Cracks In HOA Communities No One Talks About
What appears to be community upkeep can sometimes feel more like corporate bureaucracy. HOAs were supposed to protect neighborhoods, yet frustrations are rising among those footing the bill. Let’s break down 15 common failures that show how the system is shifting and who’s bearing the cost. Rising Fees Nicola Barts/Pexels You’d think those rising dues...
Apr 18, 2026
Banking & Credit
Secured vs. Unsecured Credit Cards: What's the Difference?
A secured card is a credit card that requires a cash deposit. The deposit reduces the risk to the issuer, making these cards easier to get even with bad credit.
Apr 4, 2026
Debt Management
How to Make a Living Will for Free in 4 Easy Steps
Drafting a living will might not be high on your to-do list — but maybe it should be. A living will is a legal document that details which medical treatments you want — or don’t want — if you’re ever incapacitated or unable to make decisions for yourself. Don’t get it confused with a last...
Apr 4, 2026
Insurance
How to File Taxes: A Pain-Free Guide for 2025
Here’s a simple primer on how to file taxes — for beginners, for students and for anyone who would rather be doing literally anything else.
Apr 18, 2026