Personal finance systems for spending, saving, debt, and investing.
Education & Certification
All articles for the active domain.

Investing
Dear Aunt, If your sister’s family isn’t expecting to receive any inheritance, it seems unnecessary to invite your nephews to hear just how much of an inheritance they won’t receive. It’s possible they’re not aware of the challenges between their mother and the rest of your family, and you can offer them the kindness of...
Apr 18, 2026

Budget Planner
Do you need a serious money reset? Going back to cash could be the cure for your ailing budget. The cash stuffing method encourages you to toss aside your wallet and rely on pre-labeled envelopes full of real, physical money. Popularized on TikTok, this method is a reboot of the "cash envelope system" promoted by...
Apr 18, 2026

Budget Planner
When it’s your birthday, the last thing you should do is pay for stuff. So here’s a list of 100+ birthday freebies and deals for the best birthday ever!
Apr 18, 2026

Banking & Credit
Use our credit card balance transfer calculator to get a sense of how much you could save by moving debt from a high-interest card to one with a 0% intro APR.
May 2, 2026

Insurance
We found some of the best checking accounts you can open and graded them on their features help you choose the best one for your money.
Apr 18, 2026

Retirement
You can buy kitschy doormats that tell delivery drivers, “Please hide packages from my husband” or “Please hide packages from my wife.” Splurging, it seems, is a lot of people’s dirty little secret. The Penny Hoarder recently surveyed nearly 2,000 Americans on their budgeting and spending habits and found 1 in 4 respondents have kept...
Apr 18, 2026

Budget Planner
Can’t find a budgeting app or spreadsheet template that works for you? Learn how to make a budget in Excel that’s perfect for you.
Apr 18, 2026

Investing
Series I bonds, an inflation-protected and nearly risk-free asset, have been widely popular with investors the past 18 months. But on May 1, the new six-month I bond rate reset to 4.3%, down from 6.89%. That’s a steep decline from the headline-grabbing 9.62% rate investors enjoyed from May through November 2022. I bond rates are...
Apr 18, 2026

Debt Management
Student loan forgiveness scams are still out there. Make sure you don’t fall prey with these 4 ways to spot and avoid scammers.
Apr 4, 2026

Retirement
For some people, retirement consists of playing golf, knitting or heading to some bucket list travel destinations. But for those who feel a little lost outside the working world, they can start retirement-friendly businesses. Here are five business ideas that supplement your retirement savings while adding extra fulfillment to your post-career life. 1. Start A...
Apr 18, 2026

Budget Planner
Forget subscription services like Netflix and Spotify. These free library apps will help you access movies, magazines, books and more.
Apr 18, 2026

Debt Management
Markets are jittery and recession fears are growing. But experts remain divided on what’s ahead for 2025. Some warn that economic uncertainty — fueled by trade tensions, policy shifts and wavering consumer confidence — could signal trouble ahead. While others argue that experiencing three bear markets in a single decade would be an extremely rare...
Apr 4, 2026