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Retirement
Embrace Your Inner Introvert With These 17 Jobs
Are you an introvert who does their best work all by your lonesome? We found 22 income streams that will keep you paid with minimal human contact.
Apr 18, 2026
Debt Management
What Do You Need to Open a Bank Account?
Opening your own bank account is essential for financial independence. Although the requirements depend on the bank you choose, you generally need a government-issued photo ID, your Social Security number or Individual Taxpayer Identity number, proof of address and possibly a minimum opening deposit. This article will explain what you need to open a bank...
Apr 18, 2026
Insurance
This Free Service Matches People with the Right Medicare Plan — and Saves them $750/Year
You’ve thought about retirement for years. But now that it’s approaching, you still have a lot of questions. A lot of them hinge on healthcare — and the prospect of having to part with an employer plan. And for those already on Medicare, too many wonder if they’re getting the best deal out of the...
Apr 4, 2026
Debt Management
The Penny Hoarder Academy
Welcome to The Penny Hoarder Academy! Here, you'll learn the ins and outs of personal finance: everything from building a healthy credit score to preparing to buy a house. Each course in this academy is designed to provide you with the tools and resources you need to be financially free –– it's up to you to use them!
Apr 4, 2026
Banking & Credit
If Capital One Buys Discover, What Should Cardholders Expect?
Even if the Capital One-Discover deal is approved, it'll take a while before customers experience changes. But that doesn't mean there won't be any.
Apr 4, 2026
Budget Planner
Are Appliance Extended Warranties Worth It?
Home appliances can be expensive and leave little room in your budget to buy a warranty. Here’s why you may not need a home appliance protection plan after all.
Apr 18, 2026
Debt Management
20 Ways to Save on Heating Costs (Without Freezing All Winter)
The 2024 Farmer’s Almanac predicted the current winter season would be “wet and cold for most locations." It was right. And, since it doesn't seem to be relenting, it's a good time to figure out how to lower heating costs so you can stay warm without breaking the bank. With high prices on food, gas...
Apr 4, 2026
Investing
Shop at Meijer? Here’s How to Make the Most of Your Money With mPerks
If you’re not using Meijer mPerks, you’re missing out on a ton of savings. Here’s how to use this simple tool to get the most bang for your Meijer buck — without clipping paper coupons.
Apr 18, 2026
Budget Planner
Christmas Tree 101: How to Get the Best Christmas Tree for Any Budget
Which is the smarter Penny Hoarder move: A real Christmas tree, or a fake one? As far as cash goes, the answer’s clear — but if you take all the factors into account, the answer might surprise you.
Apr 4, 2026
Debt Management
Is EdFinancial Your Student Loan Servicer? Here’s What You Should Know
EdFinancial is a federal student loan servicer that works with the U.S. Department of Education to manage and process federal student loans. EdFinancial has been in the student loan industry for more than 30 years. Headquartered in Knoxville, Tennessee, EdFinancial is one of eight student loan servicers who partner with the federal government. The other...
Apr 4, 2026
Debt Management
What Ancient Rome Can Teach Us About Modern Finances?
When it comes to money, we usually look to financial gurus or that one overly confident cousin who swears Bitcoin will fix everything. But maybe it’s time to go way back. Ancient Rome was a society juggling inflation and crashing economies in spectacular fashion. So, if you're struggling to make sense of modern finances, a...
Apr 4, 2026
Budget Planner
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Our mission is to empower people to make smart choices with their money by sharing inspiring stories from real people, along with practical tips anyone can use.
Apr 18, 2026