Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Latest Articles

All articles for the active domain.

Southwest Cards Hike Fees and Welcome Offers, Add Perks and Bonus Categories

Banking & Credit

Southwest Cards Hike Fees and Welcome Offers, Add Perks and Bonus Categories

Starting July 24, 2025, Chase’s Southwest credit cards are adding new benefits but increasing their annual fees.

Apr 18, 2026

Digit App Review 2023: Banking Boosted by Automation

Budget Planner

Digit App Review 2023: Banking Boosted by Automation

This Penny Hoarder (and self-proclaimed Bad Saver) shared his honest Digit review, and how it helped him passively save $4,300 in a little over two years…

Apr 18, 2026

Pocket-Friendly Adventures: 15 Ways To Keep Kids Active This Summer

Debt Management

Pocket-Friendly Adventures: 15 Ways To Keep Kids Active This Summer

Kids have one job in summer: move non-stop. You, on the other hand, are just trying to keep up—without draining your bank account. So, if you’re dodging pricey camps and avoiding screens like they’re sticky hands, here are 15 budget-friendly activities that actually work and keep your kids moving and engaged. Build A Backyard Obstacle...

Apr 4, 2026

Divorced? Here’s How to Claim Your Ex’s Social Security

Retirement

Divorced? Here’s How to Claim Your Ex’s Social Security

Love and marriage don’t always last forever. But if your matrimony lasted 10 years or more, the financial benefits can last a lifetime. That’s because you may be able to take Social Security based on your ex-spouse’s benefits instead of your own, even if you divorced decades ago. The philosophy is that both spouses often...

Apr 18, 2026

Cash App Families: Our New Favorite Banking App for Teens (and Their Parents)

Insurance

Cash App Families: Our New Favorite Banking App for Teens (and Their Parents)

Sponsored by Cash App Ever wish your teen could start learning how to manage money without handing over your debit card and just hoping for the best? That’s exactly what Cash App Families is for. It gives people ages 13 to 17 a way to build real-world money skills like investing, saving, spending, and sending...

Apr 18, 2026

We’ve Got You Covered: Our Picks for 2024’s Best Car Insurance Companies

Insurance

We’ve Got You Covered: Our Picks for 2024’s Best Car Insurance Companies

Finding the best car insurance depends on your budget, needs and whether or not you have a teenage driver. Here are the best car insurance companies for your situation.

Apr 18, 2026

Need to Pay for a Big Expense or Major Life Event? Try a Sinking Fund

Budget Planner

Need to Pay for a Big Expense or Major Life Event? Try a Sinking Fund

Do you wish you had more money set aside? Not a rainy day fund for unexpected expenses but something that could cushion the financial stress of a major life event. When Nora Martin was expecting her first child, she wasn’t going to let all the many baby costs bring her down. She had a plan....

Apr 18, 2026

Read on the Cheap With These 15 Budget Audiobook Platforms

Debt Management

Read on the Cheap With These 15 Budget Audiobook Platforms

Some folks splurge on streaming shows. Others? They binge audiobooks. If the only thing holding you back is the price tag, relax — there are options that won't squeeze your wallet. People are quietly finding smarter ways to stack their libraries, and these 15 platforms are making that choice a whole lot easier. 1. Libby...

Apr 4, 2026

Looking for Seasonal Work? Here’s Who’s Hiring for the Holidays

Retirement

Looking for Seasonal Work? Here’s Who’s Hiring for the Holidays

The impending holiday shopping rush means many of us are making gift lists and trying to set aside as much money as possible. For workers, it also means thousands of opportunities for permanent and seasonal positions.  Seasonal jobs are a great way to recoup the cost of holiday travel and gift-giving. They could even lead...

Apr 4, 2026

Upstart Personal Loans Review 2023: Pros and Cons

Budget Planner

Upstart Personal Loans Review 2023: Pros and Cons

Having trouble getting a personal loan to pay off your debt? Our Upstart loans review shows you how you could get a loan — even with less-than-perfect credit.

Apr 18, 2026

Dear Penny: I’m Disabled, Married and Nearing Retirement. How Can I Maximize My Social Security Benefits?

Retirement

Dear Penny: I’m Disabled, Married and Nearing Retirement. How Can I Maximize My Social Security Benefits?

Dear Trying, Short answer: Wait until you turn 67 to apply for your husband’s Social Security, and you’ll get the maximum amount from both of your accounts. Here’s why: When you receive SSDI (a.k.a. disability) benefits, they’ll automatically convert to Social Security retirement (SSR) benefits once you reach full retirement age. That age is based on...

Apr 18, 2026

You’re Prequalified to Stop All Those Credit Card Offers ASAP. Here’s How

Debt Management

You’re Prequalified to Stop All Those Credit Card Offers ASAP. Here’s How

If you’re tired of your mailbox filling up with junk mail, the do-not-mail list makes it easy for you to opt out of credit card offers.

Apr 3, 2026

Page 161