Personal finance systems for spending, saving, debt, and investing.
Education & Certification
All articles for the active domain.

Investing
Not an investor? Here are four excuses that people have for not investing. A here’s why those excuses don’t hold up.
Apr 4, 2026

Investing
Wondering what the best grocery delivery service is for you? Here are the details on nine options that could help you save time (and your sanity).
Apr 18, 2026

Budget Planner
A few months ago, I decided to stop procrastinating and get my personal finances in order. With a kid headed off to college and an embarrassingly small amount saved for retirement, I knew it was time for a lifestyle change. I set out with a brand-new budgeting journal and a lot of good intentions, diligently...
Apr 4, 2026

Banking & Credit
First Progress secured credit cards could be an option for those looking to build or rebuild credit. But the cards charge annual fees, and customer service isn't robust.
May 2, 2026

Debt Management
Your reasons for getting into debt are unique; the ways you get out of it should be, too. Some Penny Hoarders shared their personal debt payoff strategies to inspire you.
Apr 18, 2026

Budget Planner
The term “fun money” means different things to different people. You might think of it as money for entertainment or eating out. It could be your growing vacation fund or the cash you hide from your spouse to support your shoe shopping addiction. The money you spend on a painting class or round of golf...
Apr 18, 2026

Banking & Credit
You’ve heard so much about them, but what is a good credit score, anyway? Here’s what goes into your credit score, and the number to shoot for.
Apr 18, 2026

Insurance
Want to save money on car repairs and help your vehicle last longer? Anyone can handle these preventative maintenance tasks; all you need is a couple of tools and a willingness to get a little dirty. Here’s how to change your oil, replace a battery, top up fluids and other ways to take care of your car.
Apr 18, 2026

Debt Management
Personal loan, balance transfer or HELOC? Credit card debt consolidation can save you some serious money, and we’ll help you decide which of these five ways is best for you.
Apr 18, 2026

Debt Management
Big changes are set to roll out for retirement plans after the passage of key provisions collectively known as “Secure 2.0.” New rules on 401(k) contributions, tax credits and other retirement-related benefits were tucked into a much larger 4,100-page, $1.7 trillion spending bill Congress and President Joe Biden approved Dec. 23. One change — increasing...
Apr 18, 2026

Retirement
Retirement is when you get to finally enjoy the freedom you’ve worked hard for all your life. But with that freedom also comes the reality of living on a fixed income and making sure your nest egg can last the rest of your life. In fact, 64% of Americans are more worried about running out...
Apr 18, 2026

Budget Planner
Most people freeze when the market slows. But some buyers see it as a green signal, not a stop sign. Turns out, quieter times open doors that savvy folks don’t want to miss. No elbowing through bidding wars, no pressure to rush. Just strategy over stress. Curious why waiting might be the wrong move? Here...
Apr 18, 2026