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Our Ultimate Tipping Guide Explains How Much to Leave in Every Situation

Budget Planner

Our Ultimate Tipping Guide Explains How Much to Leave in Every Situation

Ever wondered how much to tip? The Penny Hoarder’s ultimate guide to tipping will tell you everything you need to know, from who to tip and how much.

Apr 18, 2026

How Digital Estate Planning Protects Your Online Legacy

Investing

How Digital Estate Planning Protects Your Online Legacy

In a modern world, our financial lives are increasingly digital. Online banking accounts, investment apps, trading platforms and crypto exchanges hold the keys to our personal wealth. But like they say: You can’t take it with you. So what happens to the money in those online accounts after you die? Who gets it and how...

Apr 18, 2026

How To Buy Gold

Retirement

How To Buy Gold

Learn how to add physical gold and other gold-based assets to your portfolio

Apr 25, 2026

How Teachers, Cops, Firefighters and EMTs Can Buy a Home for 50% Off

Investing

How Teachers, Cops, Firefighters and EMTs Can Buy a Home for 50% Off

If you’re a teacher, firefighter, law enforcement officer or EMT, you definitely know a thing or two about hard work. But as challenging as your position is, hopefully you also consider it rewarding: You’re performing an invaluable public service. It turns out, it’s not entirely impossible to put a monetary value on the work you...

Apr 4, 2026

9 Ways to Start Fixing Your Debt — Even If You Can’t Afford the Payments

Banking & Credit

9 Ways to Start Fixing Your Debt — Even If You Can’t Afford the Payments

Here are some simple money moves you can make to reduce your debt without making a single payment.

Apr 6, 2026

The Cost of Commuting: We Compare Driving, Public Transportation, Carpooling and More

Insurance

The Cost of Commuting: We Compare Driving, Public Transportation, Carpooling and More

Taking public transportation can cut the cost of commuting. We compared the rates for monthly bus and fares in 10 U.S. cities with top public transit systems.

Apr 18, 2026

Southwest Credit Cards Add Companion Passes to Welcome Offers

Banking & Credit

Southwest Credit Cards Add Companion Passes to Welcome Offers

Southwest credit cards are giving new cardholders a chance to earn a two-part bonus that includes a Companion Pass and Rapid Rewards bonus points through March 18, 2026.

Apr 4, 2026

Bank of America Cards Sweeten Introductory Offers for New Holders

Banking & Credit

Bank of America Cards Sweeten Introductory Offers for New Holders

Bank of America has enhanced its introductory offers for new cardholders. Find out what's changed and how it compares in value.

Apr 4, 2026

Merchant Category Codes: Why They Matter for Credit Card Rewards

Banking & Credit

Merchant Category Codes: Why They Matter for Credit Card Rewards

Understanding merchant category codes can help you squeeze the most value from your rewards card. Here's what MCCs are, how they work and why they matter.

May 2, 2026

Couples Are Combining Their Finances Early On. Here’s How to Do It

Investing

Couples Are Combining Their Finances Early On. Here’s How to Do It

Call it love at first sight. Call it pure pragmatism. Whatever the reason, a lot of new couples these days are sharing their finances relatively early in the relationship. By that, we mean they’re sharing a credit card or a bank account with a debit card. We conducted a survey of 1,000 Americans a few...

Apr 4, 2026

Is an REI Membership Worth It?

Budget Planner

Is an REI Membership Worth It?

Is paying $30 for an REI membership really worth it? If you shop there more than once, the answer is likely “yes.”  REI Co-op sells pretty much all the outdoor gear you could ever want, besides fishing poles and hunting rifles. That gear comes with a one-year return policy, free shipping and a 10% rewards...

Apr 18, 2026

Deferred Compensation: What It Is, Plan Pros and Cons

Budget Planner

Deferred Compensation: What It Is, Plan Pros and Cons

Deferred compensation is a benefit plan that allows employees to postpone income until retirement or other future date, reducing their current taxable income.

Aug 1, 2026

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