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Budget Planner
8 Ways to Save on Return to Office Costs
If you’ve been asked to return to the office, you’re not alone. After a rise in remote work during the pandemic, millions of office workers have transitioned back into the office full-time in the past year. How many employees are still working remotely? According to the U.S. Bureau of Labor Statistics, pre-pandemic less than 10%...
Apr 18, 2026
Banking & Credit
7 Things You Need to Know About How to Get a New Job in 2025
There are about 7.7 million job openings in the U.S. While there is a great demand for people to fill these jobs, there are also record numbers of employees changing careers, hopping into a job search and swapping old jobs for better ones. So, if you are hoping to get hired, you need to stand...
Apr 18, 2026
Debt Management
This Is What Happens to Your Debt When You File Chapter 13 Bankruptcy
Chapter 13 bankruptcy can help people with debt get a fresh start, but it won’t happen quickly. Here’s what happens when you file.
Apr 18, 2026
Insurance
8 Tips to Build an Emergency Kit on a Budget
No matter where you live, you are not immune from disasters. Floridians and Gulf Coast residents frequently deal with hurricanes, Californians with wildfires, Oklahomans with tornadoes and Minnesotans with blizzards. But one thing remains the same with all natural disasters: You need an emergency kit. And it's possible to build an emergency kit on a budget....
Apr 18, 2026
Banking & Credit
Best Credit Cards for Families
The best credit cards for families make it easy to earn and redeem points across the categories where families spend the most, including food and travel.
May 2, 2026
Budget Planner
Dear Penny: My Elderly Stepmom’s Adult Grandson has Convinced Her to Give Him Her Monthly Funds. How Can I Help Her?
Dear Helpless, Because you don’t want to get some kind of local authority involved — which is an understandable boundary to draw — the interventions available are limited as long as your stepmom has legal control over her finances. Here are a couple of options to broach with her and with her grandson: Help her...
Apr 18, 2026
Budget Planner
Publish your Ebook and Earn Money: How I Made $2,000 from a Kindle Ebook
If you’ve always wanted to write a book, what are you waiting for? It’s never been easier to publish an ebook yourself on platforms like Kindle and Nook. Even if you don’t become the next Stephen King or Malcolm Gladwell, you could wind up with a nice side income.
Apr 4, 2026
Insurance
These Are the 6 Things to Look Out for in 2023, According to a Financial Advisor
Here are some of the biggest changes that could happen in 2022 and what you can do to make sure your money is safe.
Apr 4, 2026
Retirement
Dear Penny: My Wife is a U.S. Citizen Who Recently Moved Back to Russia. Can She Still Collect Her Spousal Social Security?
Dear Partner, Yes, your wife can still receive Social Security benefits while living in Russia. Whether a spouse or worker can receive benefits while living outside of the U.S. depends on whether they’re a citizen — which she is — and which country they live in. For U.S. citizens living in Russia, full benefits are...
Apr 18, 2026
Debt Management
Student Loans: What They Are and How Do They Work?
Affording higher education has become increasingly difficult for students and families. As of 2024, college students pay an average of $108,584 for four years of in-state tuition. Because most people don’t have that kind of cash on hand, it’s no wonder nearly 60% of undergraduate students take out federal or private loans. Aside from home...
Apr 18, 2026
Retirement
How to Help Protect Your Retirement with a Gold IRA
The world economy has seen nearly unprecedented market volatility and uncertainty over the past several years. Naturally, retirement savers are looking for potentially safer options for their money. If you’re looking at retirement on the horizon and want to help protect everything you’ve worked so hard to save, Goldco, might be able to help. It’s...
Apr 18, 2026
Retirement
5 Ways to Improve Your Credit Utilization & Raise Your Credit Score
Is it possible to use your credit card too much? I recently asked this question for myself and dug in for some answers. The key? Credit utilization.
Apr 18, 2026