Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Latest Articles
All articles for the active domain.
Debt Management
American Education Services (AES) Review 2022
American Education Services (AES) is a private and federal student loan servicer that handles student loans from a wide variety of lenders. If you have a Federal Family Education Loan, there’s a good chance it’s serviced through AES. You don’t typically get to choose your loan servicers. However, if you ended up with AES and...
Apr 3, 2026
Banking & Credit
The 3 Levels of Visa Credit Card Benefits
Visa cards offer packages labeled Traditional, Signature and Infinite. But the most important benefits of Visa cards are set by the issuing bank, not Visa.
Apr 4, 2026
Budget Planner
15 Holiday Crafts Anyone Can Make and Sell for a Seasonal Side Hustle
Want to make a little extra cash this holiday season? Try making and selling these simple holiday crafts. They’re inexpensive to create and cute enough to sell at your local holiday craft fairs. Here’s are 12 craft ideas to get you started; which one is your favorite?
Apr 18, 2026
Investing
Unwanted Gift Cards? Here’s How to Cash Out Online
Did you get gift cards for Christmas that you don’t want? Here are the best tips and websites to sell gift cards for cash.
Apr 4, 2026
Investing
Here Are 5 Money Moves You Should Make If You Want to Retire by 2040
Retirement always seems so far away, but the sooner your start saving, the better off you’ll be. Here are some easy money moves you can make today to set yourself up for a happy future.
Apr 18, 2026
Budget Planner
10 Best Dividend Stocks
These stocks have boosted annual dividend payouts for at least 10 years with attractive yields and delivered long-term price stability.
Apr 3, 2026
Debt Management
Good Debt vs. Bad Debt
Debt is notoriously complicated. People all over the country are doing everything they can to get rid of it — and avoid racking up more. But, we can actually use good debt to our advantage. Yes, there’s such a thing as good debt. Debt can work as a tool to build wealth, increase your credit...
Apr 18, 2026
Investing
Here’s How To Watch All the Channels You Get With Cable — Without Paying for Cable
This live TV streaming service lets you watch all the channels you get with cable — without paying for cable. Yes, even live sports.
Apr 4, 2026
Debt Management
Here’s How to Start Investing, Even If You Only Have $5
You don’t need thousands of dollars to start investing. You don’t even need hundreds. Here’s how to start investing with just $5.
Apr 4, 2026
Retirement
5 Retirement-Friendly Businesses to Start in Your Golden Years
For some people, retirement consists of playing golf, knitting or heading to some bucket list travel destinations. But for those who feel a little lost outside the working world, they can start retirement-friendly businesses. Here are five business ideas that supplement your retirement savings while adding extra fulfillment to your post-career life. What to read...
Apr 18, 2026
Retirement
What Is an Annuity? The Good, The Bad and The Ugly
Guaranteed income for life sounds like a great deal. It’s what many annuities promise, yet nothing is ever as good — or as easy — as it seems. If you’re considering purchasing an annuity to supplement your retirement income, it’s important to understand the risks, fees and restrictions involved. Let’s get started. What Is an...
Apr 18, 2026
Insurance
8 Tips to Build an Emergency Kit on a Budget
No matter where you live, you are not immune from disasters. Floridians and Gulf Coast residents frequently deal with hurricanes, Californians with wildfires, Oklahomans with tornadoes and Minnesotans with blizzards. But one thing remains the same with all natural disasters: You need an emergency kit. And it's possible to build an emergency kit on a budget....
Apr 18, 2026