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Debt Management
What to Do If You Get Rejected for a Loan
So, you've applied for a loan, and unfortunately, things didn't go as planned. Well, you’re not alone. In June 2023, the overall rejection rate for credit applicants increased to nearly 22% — its highest point since June 2018 — according to a report by the Federal Reserve Bank of New York. The increase affected people...
Apr 18, 2026
Debt Management
Lisa Rowan's profile page
Lisa Rowan is a former senior writer and on-air analyst at The Penny Hoarder.
Apr 18, 2026
Retirement
Dear Penny: Should I Take Social Security Early to Pay for Medicare Part B?
Dear Insecurity, The payment for Medicare Part B will be automatically deducted from your Social Security payment once you begin receiving Social Security benefits. If you’re having trouble paying for that health insurance coverage, Social Security could be the solution. Just understand the impact of filing before full retirement age (FRA, 66 and seven months...
Apr 18, 2026
Banking & Credit
How To Plan A Road Trip
Interested in a road trip but don’t know where to start? We created an easy guide with everything you need to know about how to plan a road trip.
Apr 3, 2026
Insurance
High-Yield Savings Accounts Don’t Earn What They Used to. Here’s Why
High-yield savings accounts have traditionally been touted as a way to earn a little extra money while saving, but many account holders have noticed the “extra” is pretty skimpy these days. In 2020, the annual percentage yield (APY) has fallen twice so far. The reason? It has to do with the Federal Reserve. What Is...
Apr 18, 2026
Insurance
Feeling Healthy? Here’s How to Get Life Insurance For $11/Month
If you’ve got your health, this is a prime time to get life insurance for as little as $5/month.
Apr 18, 2026
Banking & Credit
How to Save Money: Simple Steps to Start Today
Do you need a little nest egg? Check out our ultimate step-by-step guide on how to save money. It covers everything you need to do to start saving.
Apr 18, 2026
Insurance
Jack Linhart's profile page
Content published by Jack Linhart
Apr 4, 2026
Banking & Credit
5 Things to Know About the Revel Credit Card
The Revel credit card could be costly, depending on the terms you're given. Explore how it compares with other options to determine if it's right for you.
Apr 4, 2026
Investing
M1 Finance Review 2023: Pros and Cons
M1 Finance is a fee-free way to invest that lets you be as hands-on or hands-off as you want to be. The M1 Basic account is completely free (minus the typical fees associated with investing), but you can unlock even more potential out of M1 Plus, which is free for the first three months and...
Apr 18, 2026
Insurance
How to Build a Realistic Two-Week Grocery Budget
A realistic two-week grocery budget covers 14 days of meals, snacks and household basics without forcing you into last-minute store runs. For many households, that lands somewhere between $150 and $300, but the right number depends on household size, where you live, how often you cook and whether you’re feeding kids or covering special diets....
Apr 4, 2026
Budget Planner
What to Say to Your Landlord If You Can’t Afford Next Month’s Rent
Many renters know the familiar dread when the first of the month is coming and they know they can’t cover the rent. But now’s not the time to bury your head in the sand. By exercising your negotiation muscle, you may be able to strike a deal with your landlord that prevents the worst-case scenario:...
Apr 18, 2026