Personal finance systems for spending, saving, debt, and investing.
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Retirement
Deciding how to save for retirement is confusing, but here’s a guide to help you determine whether you should prioritize your 401(k) or your IRA.
Apr 4, 2026

Budget Planner
Here’s what happened when I wrote to 100 different brands and politely asked for coupons.
Apr 18, 2026

Debt Management
Figuring out the best ways to pay off debt can be tricky — especially if you’re struggling to make ends meet as it is. Whether you’re dealing with credit card debt, medical debt, student loans, auto loans or all of the above, paying it off can feel like an impossible task. However, no matter how...
Apr 18, 2026

Budget Planner
Andrea Piacquadio/Pexels Overspending out of guilt or obligation can chip away at your mental health and savings. Therapists agree that clear financial boundaries aren’t selfish — they’re essential. Irrespective of who you’re dealing with — friends, family or coworkers — the key lies in consistency, not confrontation. Here’s how to start drawing the line without...
Apr 18, 2026

Retirement
Maybe you’ve thought about quitting your job. What should you do first, what exactly do you say to your boss, and how do you still make your resume look good? Here’s what one expert says…
Apr 3, 2026

Insurance
Planning a budget for vacation, especially when you depend on travel rewards from your credit card, can be a double-edged sword: You have to spend money to earn those miles in the first place. Being expected to then save money to spend on the good stuff (Food! Swanky hotels!) when you arrive can become a...
Apr 4, 2026

Debt Management
Dear Stuck, When your stepdaughter took out this loan without your husband’s permission, she probably had to use his Social Security number and sign his name. That’s identity theft. Unfortunately, there are no easy fixes for this terrible situation your stepdaughter has forced upon the two of you. If she did steal your husband’s identity...
Apr 18, 2026

Debt Management
Striving to compete with America’s biggest pharmacy chains, Amazon launched a $5-a-month prescription plan in which Amazon Prime members get as many drugs as they need from a roster of 50 generic medications. The medications in question are used to treat more than 80 chronic medical conditions like high blood pressure, high cholesterol, anxiety, acid reflux,...
Apr 18, 2026

Insurance
Dear L., You’re not wrong for wanting your brother-in-law to pay for the damage he’s caused, but be realistic. He’s 78. He’s in poor health. Presumably, he’s still living off his Social Security. Even if you sent your brother-in-law the bill for cleaning, do you think he’d be able to pay it? It doesn’t sound...
Apr 18, 2026

Investing
Here are the three biggest sources of financial stress right now — and here are strategies for dealing with them.
Apr 4, 2026

Banking & Credit
"Deferred interest" store cards and medical credit cards charge retroactive interest if your balance isn't paid in full by the end of the 0% period.
May 2, 2026

Banking & Credit
The settlement could lower costs for businesses and consumers, but fee reductions end after five years.
Apr 4, 2026