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Investing
7 Ways to Diversify Your Investment Portfolio Without Spending a Fortune
You know it’s a bad idea to pour your life’s savings into a single investment. It’s personal finance 101: Invest regularly and diversify your portfolio. But a lot of times, there isn’t much guidance beyond that. So as an investor, you’re left wondering: How do you know if your portfolio is diversified? How many investments...
Apr 18, 2026
Investing
New AI Jobs Are Emerging: Here’s What You Need to Know
AI is coming for your job. How often have you heard that in recent months? From ChatGPT writing copy to chatbots taking over customer service, employees everywhere have taken a look at artificial intelligence (AI) and beefed up their résumés. But those initial worries are starting to cool as employees see the ways the technology...
Apr 18, 2026
Investing
Stockpile Review 2024: Pros and Cons
Stockpile is an online brokerage account designed for parents who want to give their children a leg up in personal finance. By opening a custodial account for a child or teen, parents can help kids learn the ropes and also invite friends and family to purchase gift cards for stocks as presents at birthdays, holidays,...
Apr 18, 2026
Retirement
I Want to Pay Off $30K of Student Loans in 3 Years. Here’s How I’m Doing
Here’s what senior writer Desiree Stennett is doing to pay down $30,000 of student loans in three years — and what she refuses to live without.
Apr 18, 2026
Insurance
7 Publishers That Will Actually Pay You to Write Book Reviews
Writing book reviews is a great side hustle for book lovers who also enjoy writing. These publishers and sites will help you get paid to review books.
Apr 4, 2026
Budget Planner
How to Prevent Identity Theft: Warning Signs, Prevention Signs and More
Simple steps can help you prevent identity theft, including freezing your credit, monitoring accounts and storing personal information securely.
Aug 1, 2026
Banking & Credit
Discover it vs. Citi Double Cash: Sometimes, 2 Is Better Than 5
Citi Double Cash has unlimited earning potential in exchange for very little work on your part. Getting cash back with the Discover it card is less of a sure thing.
Apr 4, 2026
Banking & Credit
What Makes a Good Bank Account When You’re Broke? Here’s What to Look For
When you’re broke, it doesn’t really matter what bank account you use… right? Wrong. Here’s what to look for in a bank account when you don’t have a lot of spare cash, and the best free checking accounts to consider.
Apr 18, 2026
Investing
JoEllen Schilke's profile page
The Penny Hoarder contributor JoEllen Schilke writes on lifestyle and culture topics. She is the former owner of a coffee shop in St.Petersburg, Florida, and has hosted an arts show on WMNF community radio for nearly 30 years.
Apr 18, 2026
Banking & Credit
Trump's Push for Credit Card APR Cap is Popular; Effects May Not Be
Trump backs a 10% cap on credit card interest rates. Supporters cite savings for borrowers, while opponents warn of unintended consequences.
Apr 4, 2026
Debt Management
Have Credit Card Debt? Here’s One Repayment Method That Actually Works
The debt snowball method can help you pay down credit card debt, one low-balance account at a time. Follow these simple steps.
Apr 18, 2026
Retirement
Kiss the Commute Goodbye With These 49 Home Business Ideas
Bitten by the entrepreneurial bug? Here are the 26 best home-based business ideas for 2019.
Apr 3, 2026