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Why Dave Ramsey’s Credit Score Advice Misses The Mark

Debt Management

Why Dave Ramsey’s Credit Score Advice Misses The Mark

Dave Ramsey’s tough-love approach to money has helped millions get out of debt, but one piece of advice often misses the mark—cutting credit cards altogether. However, skipping credit can close more doors than it opens. What seems like financial freedom can actually create new barriers in modern life. Here’s why ignoring credit scores can quietly...

Apr 4, 2026

What Is a Co-Signer on a Credit Card?

Banking & Credit

What Is a Co-Signer on a Credit Card?

If you have bad or no credit or insufficient income, you may need a co-signer for a credit card. Learn what you need to know about getting or becoming one.

Apr 4, 2026

Don’t Pay That Medical Bill Until You Find Out How to Correct the Errors

Insurance

Don’t Pay That Medical Bill Until You Find Out How to Correct the Errors

Don’t let yourself be a victim of illegal medical billing practices or mistakes. Check out this guide to correcting medical billing errors and reducing your medical debt.

Apr 18, 2026

These 15 Grocery Stores Will Do the Shopping For You — With No Pickup Fees

Insurance

These 15 Grocery Stores Will Do the Shopping For You — With No Pickup Fees

After a long day, navigating crowded grocery aisles isn’t always appealing. Delivery is convenient, but fees and tips can add up quickly. Grocery pickup offers a middle ground: you order online and pick up curbside — often for free if you meet a minimum order requirement. For many households, grocery pickup can reduce impulse spending,...

Apr 4, 2026

Cash Is King Again: High Interest Rates Make Safe Investments More Attractive

Investing

Cash Is King Again: High Interest Rates Make Safe Investments More Attractive

After more than a decade of record low and near-zero interest rates, cash is king once again. For the first time in years, cash investments are fetching sizable returns upward of 4% to 5%. Compare that to March 2022, when you were lucky to find rates of 1% or 2% on high-yield savings accounts. Cash...

Apr 18, 2026

Lindsey Danis' profile page

Insurance

Lindsey Danis' profile page

Lindsey Danis is a freelance writer covering personal finance, small business finance, and LGBTQ+ topics. Her work has appeared in The Penny Hoarder, Synchrony Bank, Indy, and Restaurant Owner. She is the author of (Out) On the Road: The Radical Joy of Queer Travel. She holds a Bachelor of Arts in English from Vassar College and a Master of Fine Arts in Creative Writing from Emerson College, and lives in New York's Hudson Valley.

Apr 18, 2026

Roth IRA vs. 401(k): A Guide for Anyone Who Wants to Retire Someday

Retirement

Roth IRA vs. 401(k): A Guide for Anyone Who Wants to Retire Someday

How to decide whether a Roth IRA or a 401(k) makes sense for you, even if retirement is decades away.

Apr 18, 2026

The Best Metal Credit Cards

Banking & Credit

The Best Metal Credit Cards

Our picks for the best metal credit cards offer generous rewards, posh perks and, most importantly, bragging rights. Move over, statement jewelry.

Apr 4, 2026

PNC Bank's New Loyalty Program Offers Credit Card Rewards Boost

Banking & Credit

PNC Bank's New Loyalty Program Offers Credit Card Rewards Boost

On April 7, 2026, PNC Bank launched a new loyalty program, PNC TotalRewards.

May 2, 2026

Understanding Medicare Home Health Care: Who’s Eligible and What’s Covered

Debt Management

Understanding Medicare Home Health Care: Who’s Eligible and What’s Covered

Home health care in the United States is really expensive. In fact, the cost increased by more than 14% between March 2023 and 2024, with the median cost for a home health aide coming in at $33 per hour. That’s $68,640 a year to hire a home health aide to work 40 hours a week. ...

Apr 4, 2026

Today’s HELOC Rates And Trends Over Time

Debt Management

Today’s HELOC Rates And Trends Over Time

Compare today’s HELOC rates, see current averages and find the best lenders offering low APRs, flexible terms, and fast approval times.

Apr 25, 2026

Considering a Reverse Mortgage? Here are the Pros and Cons

Retirement

Considering a Reverse Mortgage? Here are the Pros and Cons

For retirees whose main asset is their house, a reverse mortgage can look very attractive. But is it a smart move?

Apr 18, 2026

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