Personal finance systems for spending, saving, debt, and investing.
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Debt Management
Dave Ramsey’s tough-love approach to money has helped millions get out of debt, but one piece of advice often misses the mark—cutting credit cards altogether. However, skipping credit can close more doors than it opens. What seems like financial freedom can actually create new barriers in modern life. Here’s why ignoring credit scores can quietly...
Apr 4, 2026

Banking & Credit
If you have bad or no credit or insufficient income, you may need a co-signer for a credit card. Learn what you need to know about getting or becoming one.
Apr 4, 2026

Insurance
Don’t let yourself be a victim of illegal medical billing practices or mistakes. Check out this guide to correcting medical billing errors and reducing your medical debt.
Apr 18, 2026

Insurance
After a long day, navigating crowded grocery aisles isn’t always appealing. Delivery is convenient, but fees and tips can add up quickly. Grocery pickup offers a middle ground: you order online and pick up curbside — often for free if you meet a minimum order requirement. For many households, grocery pickup can reduce impulse spending,...
Apr 4, 2026

Investing
After more than a decade of record low and near-zero interest rates, cash is king once again. For the first time in years, cash investments are fetching sizable returns upward of 4% to 5%. Compare that to March 2022, when you were lucky to find rates of 1% or 2% on high-yield savings accounts. Cash...
Apr 18, 2026

Insurance
Lindsey Danis is a freelance writer covering personal finance, small business finance, and LGBTQ+ topics. Her work has appeared in The Penny Hoarder, Synchrony Bank, Indy, and Restaurant Owner. She is the author of (Out) On the Road: The Radical Joy of Queer Travel. She holds a Bachelor of Arts in English from Vassar College and a Master of Fine Arts in Creative Writing from Emerson College, and lives in New York's Hudson Valley.
Apr 18, 2026

Retirement
How to decide whether a Roth IRA or a 401(k) makes sense for you, even if retirement is decades away.
Apr 18, 2026

Banking & Credit
Our picks for the best metal credit cards offer generous rewards, posh perks and, most importantly, bragging rights. Move over, statement jewelry.
Apr 4, 2026

Banking & Credit
On April 7, 2026, PNC Bank launched a new loyalty program, PNC TotalRewards.
May 2, 2026

Debt Management
Home health care in the United States is really expensive. In fact, the cost increased by more than 14% between March 2023 and 2024, with the median cost for a home health aide coming in at $33 per hour. That’s $68,640 a year to hire a home health aide to work 40 hours a week. ...
Apr 4, 2026

Debt Management
Compare today’s HELOC rates, see current averages and find the best lenders offering low APRs, flexible terms, and fast approval times.
Apr 25, 2026

Retirement
For retirees whose main asset is their house, a reverse mortgage can look very attractive. But is it a smart move?
Apr 18, 2026