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Retirement
What Smart Families Do To Cut Taxes Before Passing Down Wealth
Building wealth is only part of the legacy. What happens after can either preserve or ruin everything you've worked for. Family futures often hinge on choices made long before paperwork is signed or assets are moved. The rules aren’t always obvious, but the ripple effects are real. Let’s explore 15 clever ways to keep more...
Apr 18, 2026
Budget Planner
103 Free Things to Do to Get Your Entertainment Budget in Check
If your entertainment spending is causing you to go over budget, it’s time to make some changes. Inflation is eating through our budgets faster than a rabbit with a carrot. So, we’ve just got to find other ways to enjoy ourselves that won’t put us in the red. We’ve compiled a list of free things...
Apr 18, 2026
Retirement
The Do’s and Don’ts of the Second Interview
Congratulations — you made it to the second round of interviews for a job. Now, it’s time to step up your game and make an even stronger impression. The second interview is your chance to stand out and prove you're the obvious choice for the job. It’s also an opportunity to revisit any questions you...
Apr 3, 2026
Banking & Credit
Let The Exxon Mobil Smart Card+™ Credit Card Earn You Up To 42 Cents Per Gallon on Every Fill Up
Filling up the tank can get expensive. With the Exxon Mobil Smart Card+, you can earn up to 42 cents per gallon during your first two months.
Apr 18, 2026
Budget Planner
Bookmark These Black Financial Influencers
Here are eight Black financial influencers who are enriching the personal finance space with their unique perspectives. You should have them on your radar.
Apr 4, 2026
Debt Management
COVID Put a Dent in Americans’ Ability to Save for Retirement, Survey Finds
The COVID-19 crisis has affected the way many Americans are able to save for retirement, with surprising disparities among age groups, gender and even geographic areas. Nearly 17% of Americans say they’re saving less money for retirement due to the pandemic, according to a new survey by The Penny Hoarder, which also found that 16%...
Apr 4, 2026
Budget Planner
What to Buy at Trader Joe’s? Our 12 Faves Will Save You Money
It’s a great place to save money on groceries — but not all deals are created equal. Here’s what to buy at Trader Joe’s, and what to pick up at another store instead.
Apr 4, 2026
Retirement
Should You Buy Life Insurance for Your Grandchild? (Probably Not)
You’ve probably seen those Gerber Life Grow-Up Plan commercials. For a low monthly payment, you can purchase a permanent life insurance policy for your child or grandchild. It builds cash value, and can provide them with life insurance when they become an adult. But does buying life insurance for kids ever make sense? After all,...
Apr 3, 2026
Investing
The 9 Best Installment Loans of 2023
If you’re in the market for a personal loan — sometimes called an installment loan — in 2023, expect to pay a higher interest rate than you would for a mortgage or auto loan. At the beginning of 2023, personal loan rates averaged a little more than 10%. That’s still better than the average interest...
Apr 18, 2026
Retirement
The Financial Movement for Anyone Who’s Sick of Working 9 to 5
Financial independence is gaining popularity among people who value time over money. Here’s how one couple is pursuing it to retire early — and how you can, too.
Apr 3, 2026
Debt Management
Emergency Fund Guide: How Much to Save and How to Start
An emergency fund is money you set aside for unexpected expenses or income loss — experts recommend saving three months to 12 month’s worth of expenses. That’s great, in theory, but if you’re living paycheck to paycheck, setting aside thousands of dollars can feel impossible. Unfortunately, that’s the case for a lot of us. Our...
Apr 18, 2026
Insurance
Why Is Health Insurance So Expensive? Why Premiums Are Rising and What You Can Do
Health insurance is becoming harder and harder for the average American to afford. Health insurance premiums are rising because the cost of medical care itself also is rising. Different stakeholders share the weight of health care costs, whether it’s the government, your employer or you – the patient. Right now, more of those increasing costs...
Apr 18, 2026