Personal finance systems for spending, saving, debt, and investing.
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Investing
Did you know that you could do more with vinegar than just use it on food? Here are five ways to use it outside the kitchen.
Apr 18, 2026

Retirement
Timothy Moore covers bank accounts, loans, insurance and credit cards for The Penny Hoarder from his home base in Cincinnati. He has worked in editing and graphic design for a marketing agency, a global research firm and a major print publication. He covers a variety of other topics, including travel, taxes, budgeting, pet care and automotive. He's worked in the field since 2012 with publications such as The Penny Hoarder, Insider, Sound Dollar, Chime, SoFi, Debt.com, Ladders, WDW Magazine and Glassdoor.
Apr 18, 2026

Insurance
So, you’re in the market for a new bank account. You’ve got several factors to consider — ATM access, interest rates, monthly account fees, minimum balances, online bill payments and more. Another factor: sign-up bonuses. Banks and credit unions frequently run promotions to entice prospective customers to open a new account — and they often...
Apr 4, 2026

Insurance
Adjustable rate mortgages got a really bad reputation during the Great Recession, but now they’re back in a big way. In fact, they’re more popular than they’ve been in 15 years. Hordes of homeowners began defaulting on their adjustable rate mortgages back in 2008, contributing to a massive housing crash. ARMs have since become more...
Apr 4, 2026

Investing
The best online trading platforms for day trading offer low costs, fast execution and free quality research. Fidelity, Interactive Brokers, Schwab, Webull and Firstrade make our list.
Apr 4, 2026

Budget Planner
Preparing for a recession isn't easy, and it's often done later than it should be. But it's never too late to take steps to improve your situation.
Jul 25, 2026

Budget Planner
Preparing for a recession isn't easy, and it's often done later than it should be. But it's never too late to take steps to improve your situation.
Aug 1, 2026

Budget Planner
Chapter 13 bankruptcy offers a fresh start if you’re disciplined: Restructure debt, keep your home, and repay over three to five years.
Aug 1, 2026

Investing
Want to save for retirement? We’ve got six tips to help you get started — no matter how much or how little money you make.
Apr 4, 2026

Budget Planner
We may all scream for ice cream, but free ice cream is the holy grail of desserts. If you’re looking to cool off on a hot day, there are tons of ways to enjoy a free scoop, from racking up rewards to birthday benefits. As sweet treats go, ice cream can be an expensive indulgence,...
Apr 18, 2026

Budget Planner
The minimalist lifestyle can be intimidating. Here’s how to build a capsule wardrobe so you can stop spending precious time and money taming your closet.
Apr 4, 2026

Budget Planner
Raising a child — or children — is an incredibly rewarding experience. It can also be a very expensive one — and doing it alone can be a major source of financial stress. Being a single parent means you have to become a pro at making your money stretch and saving money by establishing your...
Apr 18, 2026