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Debt Management
Do You Have to Pay Taxes on Gambling Winnings? (Spoiler Alert: Yes)
Apps and online platforms make it easier than ever to gamble away your money. Americans gambled with over $54.93 billion in 2022 — a record-breaking amount. That trend gained momentum during the first four months of 2023, when commercial gambling revenue was tracking 13.8% ahead of last year’s pace, according to the American Gaming Association....
Apr 4, 2026
Investing
The 8 Best Investment Apps of 2026
Choosing among the best investment apps can be a tough decision. After all, there are a lot to pick from. From micro-investing mobile apps that buy fractional shares with your spare change to active trading platforms equipped with advanced trading tools and market commentary, there’s an investment app for every skill set and budget. Most...
Apr 18, 2026
Retirement
48 Ways to Save Money When You’re a Broke College Student
Learning how to save money in college can be a challenge. We found the best tips for saving on tuition, housing, food and more on a tight budget.
Apr 18, 2026
Budget Planner
2026 Tax Brackets: Here’s How Much You’ll Owe the IRS Next Year
Each fall, the Internal Revenue Service analyzes how inflation has impacted the cost of living and, in response, makes changes to how we’re taxed and how much we receive in government benefits. The IRS has released the latest inflation-adjusted federal income tax brackets that will go into effect for tax year 2026. This won’t affect...
Apr 4, 2026
Investing
No Title
A decade after the subprime mortgage crisis, The Penny Hoarder looks back on how the American dream of homeownership became a nightmare for millions.
Apr 18, 2026
Budget Planner
Master Your Finances With These 15 Budgeting Approaches
olia danilevich/Pexels Budgeting doesn’t have to mean cutting out everything fun or turning into a spreadsheet wizard overnight. It’s just a way to stop money from doing whatever it wants while you stand there confused. The key to a perfect budget is finding a style that fits your habits. So, here are 15 budgeting approaches...
Apr 18, 2026
Debt Management
These 5 Factors Are What Actually Matters When It Comes to Your Credit
We break down the five credit factors that determine your score and how you can improve each one.
Apr 18, 2026
Insurance
How to Find Free Self-Defense Classes Online and In-Person
If you want to learn self-defense but you’ve been holding off due to cost, wait no more. Here’s how to find free self-defense classes and resources, both online and in your community.
Apr 4, 2026
Budget Planner
Grace Schweizer's profile page
Grace Schweizer is the email content writer at The Penny Hoarder. Before that, she wrote about college, travel, beauty and fashion. Grace received her professional writing degree from the University of South Florida, and has been paying for it ever since. Once the student loans are gone, she’s got big plans to live a debt-free life — one that hopefully involves a lot of travel and maybe even a renovated school bus. When Grace isn’t writing about finances, she’s enjoying the very best that Florida has to offer — namely the air-conditioning. And, uh, sure, the beaches are nice, too.
Apr 18, 2026
Investing
How to Invest in Stocks, Even if You Don’t Have Much Money to Spare
Want the skinny on how to invest in stocks? Here’s everything a beginner should know about where to put your money, how much it takes to get started and options for managing your accounts.
Apr 18, 2026
Budget Planner
How to Manage Slump Months When Your Income Fluctuates
Self employed? Don’t let slow months get you down. With some foresight — and help from these tips — you can plan ahead for the inevitable lean times.
Apr 18, 2026
Budget Planner
How To Lower Your Healthcare Expenses When You’re On A Tight Budget
Healthcare bills can hit hard, especially when money’s tight. It's easy to feel overwhelmed by medical costs, but what if there were simple ways to keep your expenses in check? This read has a handful of smart ideas that can help save money on healthcare. Maximize Your Health Insurance Benefits National Cancer Institute/Unsplash Insurance benefits...
Apr 18, 2026