Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Insurance
Do you remember how old you were when you had your first bank account? I opened my first account alongside my mom (who was listed as the joint owner) at a nearby credit union when I was in the third grade. For years, that account served as a savings vehicle where I put money from...
Apr 18, 2026

Retirement
Cell phones can be a lifeline to the outside world, especially for older Americans. Unfortunately, not all seniors can afford the high cost of a new cell phone and service. A new cell phone can cost hundreds of dollars, and that cost is simply out of reach for millions of Americans. Lifeline Assistance is a...
Apr 18, 2026

Debt Management
Some of Donald Trump's tariffs have gone into effect, while others are on pause. Still, prices on certain goods are expected to go up. In some cases, you won’t be able to dodge tariff-driven price hikes. But these changes can help you sidestep tariff-driven inflation — and many of them are better for your wallet...
Apr 4, 2026

Budget Planner
If you've been laid off from work, look into unemployment benefits and work with your community and lenders to get help. Here’s what else you can do.
Aug 1, 2026

Investing
Cash accounts let you invest with the cash you have, while margin accounts let you borrow money to invest. But this comes with higher downside risk, too.
Aug 1, 2026

Investing
When investing in your 50s, max out contributions, look at stocks, diversify, use asset allocation, consider Roth IRAs, plan for income and weigh long-term care.
Aug 1, 2026

Insurance
You shouldn’t have to drop a few grand to get a quality work station. Here are some tips on how to get a nice home office — without the price tag.
Apr 4, 2026

Budget Planner
Owning a home while still carrying student debt might feel distant, but it doesn’t have to stay that way. Small shifts in how income, credit and savings are handled can open doors that many thought were closed. These 15 practical ideas invite you to rethink what's possible regarding having your own home with this debt...
Apr 18, 2026

Debt Management
More investors will soon be able to add bitcoin to their 401(k) accounts. Fidelity Investments announced plans Tuesday to begin offering bitcoin as an investment option in its 401(k) retirement plans starting later this year. It’s a big move for Fidelity, which oversees more than $2.7 trillion in 401(k) plan assets — and a significant...
Apr 4, 2026

Budget Planner
You’ve decided to go back to college to get that degree. Congratulations! Now how to pay? Check out these 18 college scholarships for adults.
Apr 4, 2026

Investing
We live in an age of mobile payment apps like Venmo, PayPal, Cash App and, the most popular one of all, Zelle. Launched in 2017, Zelle has become the largest money transfer app in America, and it’s not even close anymore. But now Zelle is coming under fire for the way it handles scams on...
Apr 18, 2026

Debt Management
The debt snowball method can help you pay down credit card debt, one low-balance account at a time. Follow these simple steps.
Apr 18, 2026